10 Best Payday Loans Online – Compare Trusted Companies 2021

If you are looking for payday loans online, you are sure to bump on a page that suggests Viva Payday Loans.

This service is highly reputable and offers some of the best rates for payday loans online. The number one distinguishing aspect when it comes to Viva Payday Loan is the straightforward application process. Viva Payday Loans homepage is very responsive and easy to maneuver. There are clear fields for you to fill in your information. There are also icons that guide you in making a decision on the amount you want to borrow.

Additionally, you can select the loan repayment period from this same page. With Viva Payday Loans online, you can access between $100 and $5,000 loans. These amounts come with a repayment period that ranges from 90 days to six months. The APR on the loans from this service ranges between 5.99% and 35.99%. It will, therefore, cost you between $6 and $36 for every $100 borrowed.

Loan Solo payday loan services provider prides itself on innovativeness. It, for instance, is one of the few payday lenders processing both online and over-the-phone loan applications.

Note however that Loan Solo isn’t a direct lender but a loan marketplace that links lenders to poor and bad credit score borrowers. And that you can borrow up to $1,000 on the platform and pay with your next paycheck.

How much you qualify for will, therefore, depend on your monthly income and credit score.

Extra Lend – yet another bad credit loan marketplace – prides itself on three key features. Its ability to offer relatively high personal loan limits of up to $5,000, the fact that they have fairly extended loan repayment periods, and that the tight grip the company maintains on its user’s data with 256-bit encryption.

'The loan application process is relatively easy and starts with filing a personal details form after which you can request a loan and receive a qualification response within minutes. If you qualify, the funds will be deposited into your bank account within the next business day.

Like most loan marketplaces on this list, Indy Lend matches poor and bad credit borrowers to lenders.

Unlike other platforms, however, one can qualify for more than $5,000 in different types of loans. Plus it maintains one of the most convenient loan application processes where completing the registration form and getting a response about loan qualification takes minutes. And if approved, funds are disbursed as soon as the next business day.

Importantly, some lenders on the platform will automatically renew your short-term loans (not charge late fees) upon the expiry of the loan repayment period without having cleared the advance.

FundsJoy is an online lender that maintains some of the highest maximum loan limits of up to $5,000. The loan application process is wholly online in an easy and relatively straightforward loan process. It also prides itself of speedy loan processing where funds are disbursed either the same day or during the next business day.

You also don’t need a stellar credit report to qualify for a loan here, just proof of employment and regular income. The interest rate on loan is also quite competitive with the APR ranging from 4.99% to 1386% depending on your creditworthiness.

This is among the best payday loan companies that allows you to borrow a minimum of $50 and a maximum of $1,000. Depending on the state that you are in, with each $100 costing you $12 to $35.

This loan app is different from others because it also has physical locations you can walk into and apply for a loan. The application procedure is however similar to other best payday loans. You will submit your details to the lender including your contact and work information. Check Into Cash will then process your application and respond via the contacts provided. If approved, Check Into Cash deposits the money into your account within two business days.

The APR on loans availed by Check Into Cash is about 390%. This may seem a little on the higher side when you compare payday loans but the convenience of accessing funds in 30 states makes it worth it.

CashNet is among the best payday loan sites in the USA currently. It is quite popular because of its fast application process that takes a little less than five minutes to complete. This loan app deposits the funds into your account thereafter the following day. In times of urgent need for funds, this is the best bet for you. To apply for a loan on CashNet, submit your details as prompted when you start the process. One thing CashNet ensures is that your credit score will not affect your chances of getting a loan significantly.

On CashNet, you can apply for payday loans between $255 and $500. Loans on this platform will cost you between $10 and $45 per $100 borrowed. Although typically a payday loan requires you to pay in full on your next payday, on CashNet you can negotiate this. CashNet then gives you a loan with a repayment period of between two weeks and 15 months. The APR ranges between 205-800%.