Home How to Buy Bitcoin With Debit Card in 2024

Do you want to buy Bitcoin using your debit card?

The first thing you need to do is pick a suitable crypto exchange platform that accept debit cards as a payment method.

The most popular payment methods accepted by most brokerages include debit cards, credit cards, bank wire transfers (ACH), and PayPal. A debit card is the top payment method choice for many for the reason that it makes it easy to buy bitcoin anytime they want.

Check out our guide below to know some of the best cryptocurrency exchange platforms that you can use to buy bitcoin using a debit card.

How To Buy Bitcoin Using Debit Card in 3 Quick Steps

Buying bitcoin is not rocket science, it is pretty straightforward. Our step-by-step tutorial below will help you know the whole process of buying bitcoin using a debit card.

Where To Buy Bitcoin Using Debit Card

1. Coinmama - Best Bitcoin Exchange for Instant Delivery

Coinmama is an Israel broker platform that launched in 2013. It caters to the cryptocurrency needs of many cryptocurrency traders in the US and Europe.

It allows the purchase of all cryptocurrencies such as Bitcoin using debit and credit cards alike. Coinmama is a proven platform that charges fairly steep prices of at least 5% of the transaction, but only a few brokers like Coinbase (3.99%) have a better rate.

Its users can enjoy trading cryptocurrencies like Bitcoin, Bitcoin Cash, Ethereum, Ethereum Classic, and Litecoin. The platform also allows them to trade in 5 different currencies namely USD, EUR, GBP, CAD, and AUD.

The cryptocurrency platform boasts a highly secure and robust platform that can instantly deliver BTC to your bitcoin wallet.

our rating

  • Available worldwide
  • High buying limits and quick transactions
  • Great customer service
  • High fees
  • Mandatory KYC requirement

2. Coinbase - Best Bitcoin Exchange for Low Rates

Coinbase is a San Francisco-based company. It has over 30 million users and is usually regarded as the largest bitcoin exchange in the world. Aside from debit cards, it also accepts credit cards and bank transfers.

Coinbase charges 3.39% for debit card purchases, which is one of the lowest in the cryptocurrency market. The rate is lower if you opt to sign up for Coinbase Pro. The deposit time is almost instant if you use a debit card to buy BTC.

Coinbase supports trading using currencies like USD, EUR, CAD, and GBP. It also offers brokerage services in the United States, United Kingdom, Canada, Singapore and Europe.

With its user-friendly crypto exchange platform, a highly secured crypto wallet, and an API for developers, Coinbase is one of the best crypto exchanges that you should check out today.

our rating

  • High liquidity and buying limits
  • User-friendly interface
  • New users can easily buy crypto
  • Slow bank transfers

Can I Buy Bitcoin with Debit Card with No ID?

One of the simplest ways to buy bitcoin is through a debit card. This is because you can buy any cryptocurrency irrespective of where you live. However, as authorities around the world are gradually introducing tighter regulations, it is becoming difficult to buy cryptocurrencies without verifying your ID. Nonetheless, if you value your privacy or don’t have suitable proof of ID, there are specific sites that can allow you to buy bitcoins without going through a verification process.

Below are the best sites to buy bitcoins while staying completely anonymous.

  • Switchere – This is a secure and reliable exchange site that offers a seamless experience for purchasing cryptocurrencies with a debit card. However, cards from countries such as the USA, Canada, China, and the UAE are not accepted. The good part here is that there is no verification process involved.
  • LocalBitcoins – This is a decentralized exchange site where users trade in-person. All you need to do is create an account and start searching for bitcoin sellers. The site allows numerous payment methods, including debit cards.

Can I Buy Bitcoin with Debit Card Instantly?

The debit card is one of the most popular and convenient ways to buy bitcoins. However, this convenience comes at a cost since most exchange sites will charge you around 4%. If the delivery speed is not a major issue, you can use the bank transfer method to save some money.

Here are the best exchange sites that will allow you to buy bitcoins instantly.

  • Coinbase – This is one of the most reputable cryptocurrency exchange platforms in the world. Since its establishment in 2012, it has made it simple for everyone to buy bitcoins. The process of purchasing bitcoins is very quick. You only need to create an account and link your debit card to buy BTC.
  • Coinmama – This is a good site to buy bitcoins instantly. Go to the Buy BTC page and enter the BTC amount you would like to purchase. If you have already linked your debit card, you can just click the Buy button and enter your bitcoin wallet address to complete the transaction.

Should I Buy Bitcoin?

Bitcoin is finite

Fiat currencies such as USD, EUR, and GBP are printed from time to time, and as more money is pumped into the circulation, these fiat currencies tend to lose their value.

The total number of bitcoins in the world will be 21 million only, and the present bitcoin in circulation is estimated at around 18 million.

Bitcoin is finite – demand for bitcoin is growing but the supply is scarce. The best that can happen to bitcoin is for it to continue appreciating. The future of BTC is promising, and no one knows the depth of opportunities that lie ahead.

BTC is the digital gold

Bitcoin is often called digital gold. This is not due to the fact that both are being mined, but because bitcoin is also comparable to gold in terms of its suggested value.

Bitcoin Predictions for 2024

Bitcoin’s price is highly volatile – its price has been increasing for most of the years since it started in 2009. 1 BTC was sold for less than $0.01 in 2009 and Bitcoin reached its highest price in 2017 when 1 BTC was priced at almost $20,000.

However, in March 2020, its price was under $4,300 for a couple of minutes then bounced back to around $5,400 after a couple of hours.

Even though bitcoin’s price is still isn’t above $7,000, some bitcoin analysts are still expecting it to retest its $14,000 support point this year. A few of them even stated that there is a possibility that it can go beyond its all-time high of almost $20,000 by the end of 2020 or early 2021.


If you are now ready to buy bitcoin, make sure to check out one of the most recommend crypto exchange trading platforms mentioned above. Aside from debit cards, they will also allow you to deposit funds using other payment methods such as wire transfer, Skrill, and PayPal.

What are you waiting for? Buy BTC now and start trading!

Glossary Of Cryptocurrency Terms


Aside from debit cards, what other payment methods can I use to buy bitcoin?

Is a bitcoin wallet the same thing as a crypto exchange platform?

Can a bitcoin purchase be made without having a digital or offline bitcoin wallet?

See Our Full Range Of Cryptocurrency Resources – Cryptocurrency A-Z



Nica specializes in financial technology and cryptocurrency. At her young age, she was already able to work with a Y Combinator-backed startup and another startup founded by Harvard graduates.