Article by davidwaring

Article Info

Last Updated: 07 February 2020

David Waring was the founder of LearnBonds.com and has been a major contributor to the extensive library of investing news and information available on the site. Until the launch of Learnbonds.com in late 2011 there was no single site on the internet catering exclusively to the individual bond investor. This was true even though more individuals own stocks than bonds. Learn Bonds was launched to fill that gap.

Economic Indicators Bond Investors Should Follow

Author: David Waring

Last Updated: February 7, 2020

Investors, traders and economists are always looking for signs where the economy is heading. Economic activity affects interest rates in two ways. A growing economy […]

Yield to Maturity – What it is and How it Works

Author: David Waring

Last Updated: August 17, 2017

When investing in a bond that is trading at a premium or discount, the current yield is a misleading indicator for the total return you can expect. If you buy a bond trading at a discount, you will be paid the face value when held to maturity. As the face value is greater than… […]

How to Cash in Savings Bonds

Author: David Waring

Last Updated: January 15, 2020

You can not cash in savings bonds that are less than one year old. After holding a savings bond for 1 year you can cash […]

Cashing in on a Muni Market Collapse

Author: David Waring

Last Updated: August 12, 2012

Investors may legitimately ask if they may be in a position to benefit from a collapse in the municipal bond market, and if so how […]

The Sordid Past of Ally Bank & Does It Matter?

Author: David Waring

Last Updated: February 29, 2020

Have you seen an ad for Ally Bank recently on TV? They poke fun at the customer service at traditional banks – tapping into the […]

Bond Prices – Where to Find Bond Prices and Quotes

Author: David Waring

Last Updated: March 8, 2020

There are several places where you can find free delayed bond prices. Generally speaking, the prices are delayed by 5 – 15 minutes. As most […]

Treasury Inflation Protected Securities (TIPS) – What They are and How They Work

Author: David Waring

Last Updated: August 17, 2017

Treasury Inflation Protected Securities (TIPS for short) are bonds issued by the US Treasury whose principal and coupon interest payments fluctuate along with inflation. More […]

What are the Taxes on Bond Mutual Funds?

Author: David Waring

Last Updated: February 7, 2020

Like with individual bonds, investments in bond mutual funds are taxed based on the type of bond the fund holds. If a bond fund only […]

Bond Credit Ratings – What They are and How they Work

Author: David Waring

Last Updated: February 25, 2020

Bond credit ratings are the equivalent to an individual’s credit score and are designed to guage the risk that a bondholder will not receive a portion or […]

How Interest Rate Changes Affect Bond Prices

Interest Rates and Bond Prices – An Inverse Relationship

Author: David Waring

Last Updated: April 17, 2020

What is the the relationship between interest rates and bond prices? As one goes up, the other goes down. Why do they have an inverse relationship? […]