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As interest rates on commercial bank savings, municipal and treasury bonds continue to nosedive, the cost of living shoots high up. But this doesn’t mean you necessarily have to start tapping into your life savings to complement your current incomes in sorting bills. To the contrary, you should be thinking of investing into high-yield ventures,…
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Stock trading has never been as accessible as it is today, where most individuals with little money can easily buy and sale even single shares at the time. The business model of brokerage houses changed too much that it even free trading companies have emerged, offering fully free trading with zero fees or commissions. The…
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Peer to peer lending is still a new concept for most people who have only known banks and other conventional financial institutions, despite its popularity. P2P lending matches the borrowers and investors on an online platform effectively removing the ‘middleman’ and increasing convenience for the borrower and returns for the investor. In this Prosper review,…
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Over the past thirty years, the US banking system has overcome major changes and improvements, to a point where in 2019 only 6.95% of Americans do not own a Bank Account. But even with this fast expansion, it is still clear how uninformed a big of the population really is. If you were to take…
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Peer to peer lending is a multi-billion industry and still growing. This growth is accelerated by the flexibility and convenience it offers over the traditional banking system. Today, P2P platforms are the go-to places for personal loans, but what about the business loans niche that has been inadequately served by banks and even by P2P…
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There is only so much you can do to give your son or daughter a proper head start in life, and key among them include starting saving in a junior account early on. But the conventional children savings accounts are flawed in more than one ways. They, for instance, will only pay negligible annual interests…
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Robo Advisors are eagerly looking towards crowdfunding as the best way for expansion. These digital advisors have started offering the opportunity to directly invest in these platforms to gain ownership. Although these Robo-advisors are relatively new to the investing landscape, investors are showing confidence in their future fundamentals. This is evident from the latest round…
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ROTH IRA accounts explained:
Here is everything you need to know about ROTH IRA Accounts including difference between ROTH IRA and Traditional IRA….
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Peer to Peer (P2P) lenders ranks up high on the list of alternative investment companies with the most attractive returns. This, to a large part, explains why they were recently allowed to host and manage Innovative Individual Finance Savings Account (IFISA) for different investors. Ideally, these refer to investment companies that invest the cash that…
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The Innovative Finance ISA (IFISA) regulations give you the freedom to invest this cash in different sectors of the economy such as Cash accounts, buy stocks and shares, or invest in the property (real estate) market. In this article, we discuss why you should forego the low return-cash ISAs or the inconsistent and highly volatile…
