US Savings Bonds Calculator

 Calculate The Value Of Your US Savings Bonds – Paper Savings Bonds Only

Why doesn’t this calculator only work for paper savings bonds?  Scroll to the bottom to find out!

In order to get the most out of your savings bonds investment, it’s a good idea to find out the value of your savings bonds. To use this US Savings Bonds Calculator, you will need the following information: What type of bond do you own? (EE, E or I series) What is the face value of the bond? (what is denomination printed on the bond $25, $50, $100, etc . ..)   What month and year was the US Savings bond issued? The application is very particular about how the date is inputted.  For example, if the bond was issued in August 2003, you must use the following format  “08/2003”. While the saving bonds calculator has a field for the bond’s serial number, you do not need to provide this information to calculate the value of the savings bond.


Why shouldn’t you use this savings bonds calculator for electronic bonds?

1) On the paper savings bonds, specifically EE series bonds, the face value of a bond is not the amount of money originally invested in the bond but, the value of the bond at maturity. For example a  EE series bond, with a $100 face value,  represents a $50 investment. For electronic bonds, the face value is not the value at maturity but the amount originally invested.  Basically, the US Savings Bond Calculator will give the wrong value (too low) for electronic bonds.

2) If you have an electronic bond, you should be checking the value of your bonds at treasurydirect.gov.

More Information:

  • What is a Bond?
  • How do I Buy Bonds?
  • EE Series Savings Bonds Calculator (These bonds replaced the E series in 1980 and are still available electronically.),
  • E Series US Savings Bonds Calculator (Sold from 1941 through 1980. If you have one of these, you should redeem the bond ASAP)
  • I Series Savings Bonds Calculator (First sold in 1998 and are still available today electronically.)
All trading carries risk. Views expressed are those of the writers only. Past performance is no guarantee of future results. The opinions expressed in this Site do not constitute investment advice and independent financial advice should be sought where appropriate. This website is free for you to use but we may receive commission from the companies we feature on this site.
David Waring

David Waring

David Waring was the founder of LearnBonds.com and has been a major contributor to the extensive library of investing news and information available on the site. Until the launch of Learnbonds.com in late 2011 there was no single site on the internet catering exclusively to the individual bond investor. This was true even though more individuals own stocks than bonds. Learn Bonds was launched to fill that gap.
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