In this video we will provide practical answers to the following questions. How much you should invest in peer loans, what type of account should you open and which company should use to invest in P2P loans. This is video 4 of a 6 video p2p Lending … [Read more...]
Lesson 3: Lending Club Returns – The Relationship Between Ratings & Returns
In this video we will discuss Lending Club returns, and the relationship between peer to peer loan ratings and returns. This video assumes that you have opened an account with Lending Club If you haven’t, please click on the link below to open an … [Read more...]
Lesson 2: How Investing in Peer to Peer Loans Differs From Bond Investing
In this video we will provide practical answers on how investing in peer to peer loans is different from investing in bonds and bond funds. We we will cover the following 4 areas of difference: Peer to peer loan payments, interest rates, default … [Read more...]
Lesson 1: An Introduction to Investing in Peer to Peer Loans
Recently, Peer 2 peer lending has been in the headlines. In this video we are going to provide practical answers and directions on how to invest in peer 2 peer loans. In this video, we we will cover what a peer 2 peer loan is, and what type of … [Read more...]
Developed Market, Developing Market and Emerging Market Differences
A developed market is a country with a highly industrialized economy, typically with a large service sector. A developed country will tend to have a high GDP per capita income, and built out infrastructure (transportation, communications) compared to … [Read more...]
Are bonds funds riskier than bonds? Yes, and here’s why.
A recent article in Seeking Alpha, “Are bond funds riskier than bonds?” by Robert Keyfitz makes the argument that the mainstream financial media has answered this question incorrectly. Suze Orman, Barrons, and Investopedia have all run articles … [Read more...]
Are Exxon bonds safer than the US Treasuries?
Something very unusual is happening. Exxon Bonds (XOM) and the short-term bonds of other AAA rated companies such as Johnson & Johnson (JNJ), Microsoft (MSFT), and Automatic Data Processing (ADP) are trading at yields similar to, or in some … [Read more...]
Its Official: PIMCO’s BOND ETF is Better Than the PIMCO Total Return Fund
The PIMCO Total Return ETF (Ticker: BOND) is supposed to be the ETF version of the the most popular bond mutual fund in the world, the PIMCO Total Return Fund. The ETF and Mutual Fund share the same portfolio manager (Bill Gross) and are managed … [Read more...]
Are Corporations Really De-leveraging? Chart Busts Myths
You cannot go anywhere these days without talk of de-leveraging. Basically the talk that the private sectors, both corporations and individuals, are living within their means, saving more, and taking on less debt. However, I started to doubt this … [Read more...]
Frontier Bonds and the case for exotic investments
In college (15+ years ago), I had a chance to interview the legendary investor Jim Rogers, who had recently toured the world on a motorcycle looking for adventure and investment opportunities. He made the rather bold statement that the best time to … [Read more...]
Why you should dump your savings accounts for savings bonds
A number of factors have to come together to make replacing your online savings account with a TreasuryDirect account, not only a good financial decision, but a practical one. TreasuryDirect is the online service that enables American to buy savings … [Read more...]
How the Size and Composition of the Bond Market Has Changed Since 1980
Since 1980, the size of the US bond market has increase by 15 times, in terms of the outstanding debt by par value. In terms of the market value of the debt, the number is likely even higher. US Bond Market Size 1980 - $2.54 Trillion 1990 - … [Read more...]
One Picture Explains Why People are Wrong About Inflation
I would like to credit Max Keiser’s blog with providing the following picture which was taken a few weeks ago. A the time, national oil prices were around $3.80 per gallon, I am going to assume the picture is from a California gas station. In Los … [Read more...]
Are municipalities gambling with taxpayer money or being smart?
A recent article by Bloomberg, “Rigged Libor Hit States-Localities With $6 Billion” made it sound like Municipalities made bad financial bets. Municipalities bought around $500 billion of interest rate swaps prior to the beginning of the financial … [Read more...]
Meet With Financial Advisors (No cost. No Obligation.)
Now is a great time to take a fresh look at your investments and financial plans. By being pro-active and getting professional help, you can build a better financial future for you, your family and children. Our service will arrange for … [Read more...]
The Myth That Mom and Pop Are Driving Down Junk Bond Yields
I am sure the numbers being reported regarding individual investors rushing into high yield bond funds are true. However, I am not sure the correct facts are being circulated. The main narrative that has been reported everywhere from Barrons to the … [Read more...]
What will happen to the market in a 2nd Obama term? You'll get our detailed market forecast, plus information you can use right now, including: How Obama’s … [Read more...]
Get Your FREE Copy of Market Outlook 2013: What Could Happen In A 2nd Obama Term By David Waring & Marc Prosser. David Waring is the Editor-in-Chief of Learn Bonds and frequent contributor to MarketWatch. Mr. Prosser is … [Read more...]
Confusing Investing Safely, With Safely Investing In Bonds
On the popular YAHOO! Finance Show Breakout, Larry Swedroe made the following arguments: With the exception of retail offering periods, investors are being ripped off when they invest in municipal and corporate bonds. Investors should therefore … [Read more...]