Two Moderately-Aggressive Asset Allocations For Income-Focused Investors

asset allocation

In last week’s article, “A Conservative Asset Allocation For Income-Focused Investors,” I noted that the process of managing cash flows starts with the following calculations: 1. Calculate the annual amount of money you need to live. 2. Subtract … [Read more...]

A Conservative Asset Allocation For Income-Focused Investors

retirement

Despite the headlines that make it seem as if every baby boomer is going to struggle to pay the bills in retirement, there are some people who have done an excellent job saving for their post-full-employment years.  For those people, the challenge … [Read more...]

Taking a Look at Freeport-McMoRan and Its Bonds

natural-resource-exploration

Income-focused investors looking to add exposure to basic materials should consider Freeport-McMoRan Copper & Gold (FCX). The company describes itself as a “premier U.S.-based natural resource company with an industry leading global portfolio of … [Read more...]

A Closer Look at Zero-Coupon Bonds

zero coupon bonds

It has been a long time since I searched the inventory of available zero-coupon bonds. But given the dearth of investment articles on zero-coupon bond opportunities, I thought I’d write a bit about what I discovered when recently searching for … [Read more...]

Investors Should Think Twice About Owning Mortgage REITs

mortgage_reits

Mortgage REITs, unlike equity REITs, are a class of real estate investment trusts that concentrate their efforts on owning mortgage debt. By leveraging their investments, mortgage REITs are able to offer investors extremely enticing dividend yields. … [Read more...]

Rethinking the United States ‘AAA’ Rating

US-debt-ceiling

When I first read about the rating agency Fitch recently placing all outstanding U.S. sovereign debt securities on Rating Watch Negative (RWN), I couldn’t help but spend some time thinking about why exactly the U.S. still carries a ‘AAA’ rating. Both … [Read more...]