If you don’t have much of an appetite for risk in the world of investing, then you will need to stick with a savings product that is covered by the FSCS. In this respect, ISAs are an excellent choice if you’re after a 100% risk-free investment that guarantees a rate of return. On the other hand, you should expect these returns to be super-low.
Nevertheless, one such provider that now offers a number of ISAs is that of Yorkshire Building Society. If you’re keen to find out what ISAs are available, how much they pay, and whether or not you need to lock your money away for a fixed-term, be sure to read our Yorkshire Building Society ISA review.
Yorkshire Building Society ISAs: What ISAs are offered?
Yorkshire Building Society has a good number of ISAs available on its platform. The specific rate of interest will depend on a number of key factors, such as whether or not you are happy to lock the funds away for a fixed period of time, and for how long.
Check out the following list of ISAs – each of which has a comprehensive overview of the key points.
Which Yorkshire Building Society ISA pays the highest amount?
If you are motivated purely by the amount of interest that you can earn, then you'll want to go with the 1 Year Limited Access Saver. The account pays 1.35% AER, and allows you one withdrawal during the one year term.
I might need to access my funds early. What's the best Yorkshire Building Society Easy Access ISA?
If you don't want to face the prospect of having your funds locked away, then the only option for you is to go with the Internet Saver ISA Plus. Take note, if you are looking to invest less than £1,000, you will only receive 0.40% AER in interest.
Are my funds safe at Yorkshire Building Society?
All of the ISAs offered by Yorkshire Building Society are fully backed by the FSCS. Therefore, as long as the total amount of money held at the building society does not exceed £85,000, your funds are completely safe.