Best UK Prepaid Funerals Plans in 2020

With over 25 years of experience and over 70,000 customers, Avalon is the most trusted funeral plan provider in the UK. This award-winning company took the prize home as the best funeral plan provider from 2019 to 2020. It has more than 2,000 reviews on Trustpilot and a five-star rating.

One of its most outstanding aspects is that it does not leave you stranded when you pass away before you have finished making payments. It offers the Avalon promise, a provision that no other company offers in the UK. Courtesy of the Avalon Promise, the company covers the remaining cost if you pass away before completing payments.

Avalon’s price ranges are flexible, giving you a chance to choose how you want to be remembered. It offers specific services to suit your needs from a simple cremation with service to a more traditional funeral. Costs start from as low as £2,695 or £25.70 a month.

Here are the plans in more detail:

Services and Cremation

For people that do not want the hustle of a conventional funeral but still want to give provide a dignified send-off, this plan is ideal. It is priced at £2,695 or from just £25.70 a month.

Services provided include:

• Avalon Promise if you choose to pay for more than two years
• Preparation and care for the deceased
• A simple coffin
• Family members can choose the day for the service with no limited number of attendees.
• Return of ashes

Avalon Standard Plan

Under this plan, you get all the services in the previous plan. On top of that, you also get a premium coffin and a hearse. The cost of the plan includes the funeral conductor’s fees. You may choose to pay £3,645 at once or £35.06 in monthly installments.

Avalon Plus Plan

It caters for all the basic services as mention above. In addition, it includes the chapel of rest and one limousine. It costs £3,995 or £38.52 in monthly installments.

Avalon Premium Plan

In addition to the basic services in the other plans, family members here enjoy the luxury of two limousines and a more luxurious coffin. Payments start from £40.90 monthly or a full payment of £4,240.

Coop is renowned for its guaranteed funeral plans. Essentially, this means that the company guaranteed that it will meet all requirements of a given plan at the preset price. Thus, a family does not need to make any additional payments when the time comes.

This sets it apart from other funeral plan providers who may require extra payment for certain aspects of a plan. Coop funeral plans are suitable for people who want to pay for a dignified and straightforward funeral but do not want to spend time deciding each element separately.

It offers four types of funeral plans, ranging from a simple program to a highly comprehensive one. Let’s take a closer look at each one below.

Simple Package

To purchase this package, you may make a single payment of £3,295 or installments of £20.85 a month.

This package provides advice on all funeral aspects and makes arrangements with the crematorium. It also brings the deceased to their care if they are within a 50-mile radius within the UK. It also offers a visit to the chapel of rest and a simple coffin.

Bronze Package

The bronze package costs £3,595 if you make a lumpsum payment or monthly deposits of £20.85.

In addition to the essential services, this package offers a plain wood veneer coffin. The family gets to choose the day of burial, the hearse follows the route of the family’s choice and a funeral ceremony and professional bereavement advice via professional organizations are provided.

Silver Package

You may pay £3,950 at once or monthly installments of £24.99 for this plan.

In addition to the services provided in the Bronze category, it also includes one limousine for family and mourners.

Gold Package

To secure this package, you would need a full installment of £4,199 or a pocket-friendly monthly installment of £26.57.

With this plan, you are provided with all the basic funeral services. On top of that, you get two limousines for family members and mourners. This is a perfect plan if your aim is to go all out for your funeral preparations.

Having started in 1994, Dignity is a well-known funeral plan provider in the UK. Services from Dignity allow you to pay for your funeral in advance and at today’s price.

To find out how its funeral plans work, check out the list below.

Pearl Plan

Being Dignity’s most popular plan, the Pearl funeral plan ensures that the funeral director costs, cremation or a burial funeral are covered.

It also provides a little extra comfort to family members by including a limousine. It also gives a quality wooden coffin and a hearse and may accommodate additional personal requests of the family.

It requires a total of £3,650 or a deposit of £24.39 monthly.

Diamond Plan

In this arrangement, you get a high-quality wood veneer coffin and mourners are able to view the deceased in a private chapel. You also get two limousines.

You can get this plan by making monthly payments of £25.68 or a full deposit of £3,895.

Amber Plan

In this package, you need to pay a minimum deposit of £22.52 monthly or a full deposit of £3,295.

Friends and family get a chance to view the deceased in a set-out chapel during working hours. Additionally, you get a wooden coffin and guidance during the whole process.

Limited Plan

This is Dignity’s most affordable funeral plan. You only need to pay £2,895 at once or £20.24 monthly.

It included support from a network of over 800 funeral directors, guidance on the registration of the deal as well as other paperwork, a bail coffin and service at the burial or crematorium site.

Founded in 2009, Age Co is one of the UK’s top funeral plan providers. It was formed when the merger between the Age Concern and Help the Aged happened.

Its four standard funeral plans are described below:

Basic Plan

Under this plan, family members get funeral directors advice, transportation and care of the deceased, use of the chapel of rest and a basic coffin, a hearse. Cremation and minister’s fees are also included.

If the loved ones prefer a burial, they get a guaranteed funeral service and an allotment of £1,220 for burial payments. The plan also takes care of the minister’s allowance and plot fee.

Funeral service times are constrained to before 10:30am or after 3:30pm on weekdays.

It only costs £2,895 as a single payment or £15.23 per month.

Ivy Plan

In addition to what one gets in a basic plan, a typical coffin is also provided. Planners also get a chance to choose the day and time of the funeral.

The whole package is £3,295 or monthly deposits of £17.33.

Holly Plan

A midrange coffin, as well as a limousine for the family members, is an added extra to this plan.

Monthly installments amount to £19.20 or a full installment of £3,650.

Rowan Plan

In addition to the above basics, this package also includes two limousines and a high-quality coffin. You’ll need to pay a total of £3,895 or monthly payments of £20.49. It is particularly suitable for people with large families.

With many years of experience backing it up, Golden Charter knows that everyone has diverse expectations. It is for this reason that it offers a vast range of plans with flexible payment methods.

From paying in a single payment to over 30 years of payment, its plans offer exceptional value and choice. Below are the four Golden Charter funeral plans you can choose from.

Value Plan

From as low as £13.59 a month or a one-time £2,895 payment, you get a chance to secure a simple and affordable funeral that includes a basic coffin and £800 allowance for third-party costs.

Standard Plan

This plan is for those who need more flexibility with regard to the time and day of the funeral. A simple coffin and £1,100 allowance for third-party costs are also provided.

Monthly installments amount to £16.45. The single payment option costs £3,495.

Select Plan

Aside from a higher quality coffin, one limousine will also be given. You will be required to make a deposit of £18.15 monthly to get this package. The single payment option costs £3,850. It also includes £1,100 allowance for third party costs.

Premier Plan

This is the most comprehensive funeral plan of Golden Charter. Mourners and close family members get two limousines. In addition to this, a superior coffin and £1,100 allowance for third-party costs are available.

It costs £19.34 monthly or a full one-off payment of £4,099.