Top 5 Peer to Peer Lending Sites for Investors

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Peer to Peer lending is one individual loaning money to another. By cutting out the bank or credit card company as the middleman, borrowers are hoping to get a lower interest rate.  Investors are hoping to earn a higher rate of interest than they can earn in other similar investments.  In the United States, there are two primary companies that facilitate peer-to-peer loans: Lending Club and Prosper.

Learn Bonds Free Video Course - Earn High Returns Investing in Peer to Peer Loans


Top 5 Peer to Peer Lending Sites

1) Prosper– Prosper is the oldest of the peer-to-peer lending sites in the United States. From the homepage, you can find information on applying for a loan or investing in loans.

  • Statistics Page – Find information about the average return on loans, default rates, delinquency rates and much  more.
  • Prosper Blog – Good place to find out about special promotional offers. Like sign up for a loan now and we’ll make your second payment.

2) Lending Club – In terms of size, Lending Club is larger than its major competitor. However, the services offered are very similar.

  • Statistics Page –  From this page, I found out that Lending Club had about 15 times the demand for Home Improvement than loans to pay wedding expenses. They also have data about average peer to peer loan returns by rating, defaults, and average interest rates.
  • Lending Club Blog – Blog focuses on company news.

3) P2P Lending News – This peer to peer lending site reports on all activity in the P2P marketplace including microfinance charity Kiva and smaller P2P lenders specializing in family and friend loans.

4) Lend Academy  – Great education site teaching you everything you need to know about investing in p2p Loans.

5) Learn Bonds – Best for covering peer to peer lending site from a retail investor standpoint in our somewhat biased opinion!

This lesson is part of our Free Guide to Investing in Peer to Peer Loans.

More Articles On P2P Lending

Investing In Peer To Peer Loans From Lending Club & Prosper
Prosper vs. Lending Club Comparison
Does Prosper Or Lending Club Offer Better Returns On P2P Loans
P2P Loans: 10% Returns On Average For The Last 26 Years
Top 5 Peer to Peer Lending Sites for Investors

Articles From P2P Expert – Peter Renton

Peter Renton on P2P Lending: Are You Asking the Right Question?
What are the Risks People Associate with Peer to Peer Lending?

All trading carries risk. Views expressed are those of the writers only. Past performance is no guarantee of future results. The opinions expressed in this Site do not constitute investment advice and independent financial advice should be sought where appropriate. This website is free for you to use but we may receive commission from the companies we feature on this site.
David Waring

David Waring

David Waring was the founder of LearnBonds.com and has been a major contributor to the extensive library of investing news and information available on the site. Until the launch of Learnbonds.com in late 2011 there was no single site on the internet catering exclusively to the individual bond investor. This was true even though more individuals own stocks than bonds. Learn Bonds was launched to fill that gap.


  1. There’s another site to add to your list on Peer to Peer Lending. Peer Lending Advisors – http://www.peerlendingadvisors.com is the only Investment Advisory focused 100% on Peer-to-Peer Lending. For people looking to get started lending and making double-digit returns, check it out.
  2. Depending on the individual and the money requested for the loan, there are some good choices that many may not know anything about. Peer to Peer lending can be a great way of furnishing your financial needs.


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