Two Moderately-Aggressive Asset Allocations For Income-Focused Investors

asset allocation

In last week’s article, “A Conservative Asset Allocation For Income-Focused Investors,” I noted that the process of managing cash flows starts with the following calculations: 1. Calculate the annual amount of money you need to live. 2. Subtract … [Read more...]

Asset Allocation of Bonds


One of the biggest questions facing investors of all ages and risk tolerance are what percentage of their portfolios should be devoted to bonds? It’s actually a very broad question with no one-size-fits-all answer. The best we can do is lay out some … [Read more...]

A Conservative Asset Allocation For Income-Focused Investors


Despite the headlines that make it seem as if every baby boomer is going to struggle to pay the bills in retirement, there are some people who have done an excellent job saving for their post-full-employment years.  For those people, the challenge … [Read more...]