Two Moderately-Aggressive Asset Allocations For Income-Focused Investors

asset allocation

In last week’s article, “A Conservative Asset Allocation For Income-Focused Investors,” I noted that the process of managing cash flows starts with the following calculations: 1. Calculate the annual amount of money you need to live. 2. Subtract … [Read more...]

A Closer Look at Zero-Coupon Bonds

zero coupon bonds

It has been a long time since I searched the inventory of available zero-coupon bonds. But given the dearth of investment articles on zero-coupon bond opportunities, I thought I’d write a bit about what I discovered when recently searching for … [Read more...]

“The Great Experiment” And What It Means To Bond Investors

fed-reserve

This is a tough time to be investing in fixed-income securities. The reason for this is that the Federal Reserve has taken the financial markets into places it has never seen before. Thus, everybody is on “new” ground and everyone is just guessing … [Read more...]

Does interest rate renormalization = corporate default renormalization?

wsm logo

The Wall Street Journal quotes Christina Padgett, head of leveraged finance research at Moody's Investors Service Who said: "Leverage is getting back to where it was pre-crisis. After the crisis, companies were behaving more conservatively and … [Read more...]

Evaluating Credit Market Risk vs. Return

Acropolis

Steve Martin once said, “A day without sunshine is like, you know, night.” Can you think of anything more obvious? Here’s one: when you make a loan, it’s important to get your money back. Granted, it’s not as funny, but it’s equally … [Read more...]

This 6% Yielding Security is Worth a Look

Duke_Energy

Duke Energy is the largest electric power holding company in the United States, supplying roughly 7.7 million customers across an area of more than 100,000 square miles with either electricity or gas. The company’s electric customers can be found in … [Read more...]