{"id":91,"date":"2019-09-05T03:35:51","date_gmt":"2019-09-05T07:35:51","guid":{"rendered":"https:\/\/learnbonds.com\/?page_id=147275"},"modified":"2024-04-29T11:01:55","modified_gmt":"2024-04-29T11:01:55","slug":"loans-wizzcash-loans-review","status":"publish","type":"page","link":"https:\/\/learnbonds.com\/uk\/payday-loans\/wizzcash-loans-review","title":{"rendered":"Wizzcash Review 2021 &#8211; Direct Lending and Brokerage Services"},"content":{"rendered":"<p><img decoding=\"async\" class=\"alignright wp-image-147276 size-full\" src=\"https:\/\/learnbonds.com\/wp-content\/uploads\/2019\/09\/wizzcash_250_250.png\" alt=\"Wizzcash loan lender logo\" width=\"250\" height=\"250\" \/>Finances are not always smooth sailing. This is one of the toughest lessons in life. If you happen to find yourself in a rough patch, a <a href=\"https:\/\/learnbonds.com\/loans\/payday-loans\/same-day\">payday loan<\/a> from Wizzcash Loans could sound like your perfect solution.<\/p>\n<p>But before you rush to sign up for the service, how well do you understand it? We have undertaken a thorough review of the platform to help you determine whether it is the best choice for you.<\/p>\n<p>Our review takes a look at the important features of the platform, as well as its highlights and downsides.<\/p>\n<p>Read on to find out everything you need to know about the lender then make an informed decision whether you\u2019ll get a <a href=\"https:\/\/learnbonds.com\/loans\">loan<\/a> from it or not.<\/p>\n<div data-accordeon class=\"toc-block\">\n  <div data-accordeon-item>\n    <div data-accordeon-title class=\"toc-title-wrapper\">\n      <div type=\"button\" class=\"toc-btn toc-btn_main\">\n          <svg width=\"12\" height=\"6\" viewBox=\"0 0 14 8\" class=\"icon\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M1 1L7 7L13 1\" stroke=\"#fff\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>\n          <\/div>\n      <span class=\"toc-title\">\n        In This Guide      <\/span>\n    <\/div>\n      <ul data-accordeon-content class=\"toc-list\" style=\"display: none;\">\n          <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#what_is_wizzcash_loans\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">What is Wizzcash Loans?<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#pros_and_cons_of_a_wizzcash_loans_loan\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">Pros and Cons of a Wizzcash Loans Loan<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item subList-in-progress\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#how_does_a_wizzcash_loans_loan_work\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">How does a Wizzcash Loans loan work?<\/a>\n\n          <button data-accordeon-title class=\"toc-btn\" type=\"button\">\n        <svg width=\"12\" height=\"6\" viewBox=\"0 0 14 8\" class=\"icon\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M1 1L7 7L13 1\" stroke=\"#060606\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>\n          <\/button>\n        <\/div>\n\n      <ol data-accordeon-content class=\"StepProgress-sub-list\" style=\"display: none;\" id=\"TOC1sublist-how_does_a_wizzcash_loans_loan_work\">\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#loan_fees\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"3\">Loan fees<\/a>\n          <\/li>\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#credit_checks\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"3\">Credit checks<\/a>\n          <\/li>\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#lending_to_bad_credit_borrowers\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"3\">Lending to bad credit borrowers<\/a>\n          <\/li>\n          <\/ol>\n  <\/div>\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#what_loan_products_does_wizzcash_loans_offer\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">What loan products does Wizzcash Loans offer?<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item subList-in-progress\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#wizzcash_loans_account_creation_and_borrowing_process\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">Wizzcash Loans Account Creation and Borrowing Process<\/a>\n\n          <button data-accordeon-title class=\"toc-btn\" type=\"button\">\n        <svg width=\"12\" height=\"6\" viewBox=\"0 0 14 8\" class=\"icon\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M1 1L7 7L13 1\" stroke=\"#060606\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>\n          <\/button>\n        <\/div>\n\n      <ol data-accordeon-content class=\"StepProgress-sub-list\" style=\"display: none;\" id=\"TOC1sublist-wizzcash_loans_account_creation_and_borrowing_process\">\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#1_to_get_started_on_the_application_process_visit_the_wizzcash_website_specify_the_amount_you_want_in_the_box_on_the_right_side_of_the_screen_and_then_click_on_get_started\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"4\">1. To get started on the application process, visit the Wizzcash website. Specify the amount you want in the box on the right side of the screen and then click on \u201cGet Started.\u201d<\/a>\n          <\/li>\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#2_start_by_filling_in_your_personal_details_which_include_your_name_date_of_birth_marital_status_number_of_dependents_and_whether_or_not_you_are_a_uk_resident\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"4\">2. Start by filling in your personal details which include your name, date of birth, marital status, number of dependents and whether or not you are a UK resident.<\/a>\n          <\/li>\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#3_next_enter_your_address_details_starting_with_the_postcode_how_long_you_have_lived_there_and_your_residential_status\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"4\">3. Next, enter your address details starting with the postcode, how long you have lived there and your residential status.<\/a>\n          <\/li>\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#4_next_enter_your_contact_details_which_include_your_email_address_home_phone_number_and_mobile_phone_number\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"4\">4. Next, enter your contact details which include your email address, home phone number and mobile phone number.<\/a>\n          <\/li>\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#5_fill_in_the_loan_details_specifying_the_amount_length_or_term_purpose_and_your_repayment_plan\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"4\">5. Fill in the loan details, specifying the amount, length or term, purpose and your repayment plan.<\/a>\n          <\/li>\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#6_click_continue_to_get_to_the_next_page_and_complete_the_application_process_then_submit_the_online_form\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"4\">6. Click \u201cContinue\u201d to get to the next page and complete the application process, then submit the online form.<\/a>\n          <\/li>\n          <\/ol>\n  <\/div>\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#eligibility_criteria_for_wizzcash_loans_loan\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">Eligibility Criteria for Wizzcash Loans Loan<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#information_borrowers_need_to_provide_to_get_wizzcash_loans_loan\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">Information Borrowers Need to Provide to Get Wizzcash Loans Loan<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#what_are_wizzcash_loans_loan_borrowing_costs\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">What are Wizzcash Loans loan borrowing costs?<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#wizzcash_loans_customer_support\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">Wizzcash Loans Customer Support<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#is_it_safe_to_borrow_from_wizzcash_loans\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">Is it safe to borrow from Wizzcash Loans?<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#wizzcash_loans_review_verdict\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">Wizzcash Loans Review Verdict<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#glossary_of_loaning_terms\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">Glossary of loaning terms<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#faq\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">FAQ<\/a>\n\n        <\/div>\n\n    <\/li>      <\/ul>\n  <\/div>\n    <ul data-accordeon-content class=\"toc-list\" style=\"display: none;\">\n        <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#what_is_wizzcash_loans\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">What is Wizzcash Loans?<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#pros_and_cons_of_a_wizzcash_loans_loan\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">Pros and Cons of a Wizzcash Loans Loan<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item subList-in-progress\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#how_does_a_wizzcash_loans_loan_work\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">How does a Wizzcash Loans loan work?<\/a>\n\n          <button data-accordeon-title class=\"toc-btn\" type=\"button\">\n        <svg width=\"12\" height=\"6\" viewBox=\"0 0 14 8\" class=\"icon\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M1 1L7 7L13 1\" stroke=\"#060606\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>\n          <\/button>\n        <\/div>\n\n      <ol data-accordeon-content class=\"StepProgress-sub-list\" style=\"display: none;\" id=\"TOC1sublist-how_does_a_wizzcash_loans_loan_work\">\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#loan_fees\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"3\">Loan fees<\/a>\n          <\/li>\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#credit_checks\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"3\">Credit checks<\/a>\n          <\/li>\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#lending_to_bad_credit_borrowers\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"3\">Lending to bad credit borrowers<\/a>\n          <\/li>\n          <\/ol>\n  <\/div>\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#what_loan_products_does_wizzcash_loans_offer\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">What loan products does Wizzcash Loans offer?<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item subList-in-progress\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#wizzcash_loans_account_creation_and_borrowing_process\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">Wizzcash Loans Account Creation and Borrowing Process<\/a>\n\n          <button data-accordeon-title class=\"toc-btn\" type=\"button\">\n        <svg width=\"12\" height=\"6\" viewBox=\"0 0 14 8\" class=\"icon\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M1 1L7 7L13 1\" stroke=\"#060606\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>\n          <\/button>\n        <\/div>\n\n      <ol data-accordeon-content class=\"StepProgress-sub-list\" style=\"display: none;\" id=\"TOC1sublist-wizzcash_loans_account_creation_and_borrowing_process\">\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#1_to_get_started_on_the_application_process_visit_the_wizzcash_website_specify_the_amount_you_want_in_the_box_on_the_right_side_of_the_screen_and_then_click_on_get_started\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"4\">1. To get started on the application process, visit the Wizzcash website. Specify the amount you want in the box on the right side of the screen and then click on \u201cGet Started.\u201d<\/a>\n          <\/li>\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#2_start_by_filling_in_your_personal_details_which_include_your_name_date_of_birth_marital_status_number_of_dependents_and_whether_or_not_you_are_a_uk_resident\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"4\">2. Start by filling in your personal details which include your name, date of birth, marital status, number of dependents and whether or not you are a UK resident.<\/a>\n          <\/li>\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#3_next_enter_your_address_details_starting_with_the_postcode_how_long_you_have_lived_there_and_your_residential_status\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"4\">3. Next, enter your address details starting with the postcode, how long you have lived there and your residential status.<\/a>\n          <\/li>\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#4_next_enter_your_contact_details_which_include_your_email_address_home_phone_number_and_mobile_phone_number\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"4\">4. Next, enter your contact details which include your email address, home phone number and mobile phone number.<\/a>\n          <\/li>\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#5_fill_in_the_loan_details_specifying_the_amount_length_or_term_purpose_and_your_repayment_plan\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"4\">5. Fill in the loan details, specifying the amount, length or term, purpose and your repayment plan.<\/a>\n          <\/li>\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#6_click_continue_to_get_to_the_next_page_and_complete_the_application_process_then_submit_the_online_form\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"4\">6. Click \u201cContinue\u201d to get to the next page and complete the application process, then submit the online form.<\/a>\n          <\/li>\n          <\/ol>\n  <\/div>\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#eligibility_criteria_for_wizzcash_loans_loan\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">Eligibility Criteria for Wizzcash Loans Loan<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#information_borrowers_need_to_provide_to_get_wizzcash_loans_loan\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">Information Borrowers Need to Provide to Get Wizzcash Loans Loan<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#what_are_wizzcash_loans_loan_borrowing_costs\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">What are Wizzcash Loans loan borrowing costs?<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#wizzcash_loans_customer_support\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">Wizzcash Loans Customer Support<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#is_it_safe_to_borrow_from_wizzcash_loans\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">Is it safe to borrow from Wizzcash Loans?<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#wizzcash_loans_review_verdict\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">Wizzcash Loans Review Verdict<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#glossary_of_loaning_terms\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">Glossary of loaning terms<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#faq\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">FAQ<\/a>\n\n        <\/div>\n\n    <\/li>    <\/ul>\n<\/div>\n\n                                        <div class=\"inContentProviderSingle inContentColor--learnbonds fc-row\">\n                        <div class=\"inContentProviderSingle--wrapper\">\n                            <div class=\"container\">\n     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src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/01\/lendingstream_250_250.png\" alt=\"\" width=\"125\" height=\"60\">\n                                    <\/div>\n                                <\/div><!--\/.row-->\n                                <div class=\"row\">\n                                    <div class=\"col-12 text-center\">\n                                                                                    <div class=\"inContentProviderSingle--button\">\n                                                                                                <a href=\"https:\/\/learnbonds.com\/uk\/visit\/lendingstream\" title=\"Start Trading\" rel=\"sponsored\" data-relfix=\"1\">Apply Now!<\/a>\n                                            <\/div>\n                                                                                <div class=\"inContentProviderSingle--disclaimerText\">\n                                            *Subject to lender requirements and approval.                                        <\/div>\n                                    <\/div>\n                                <\/div><!--\/.row-->\n                            <\/div><!--\/.container-->\n                        <\/div><!--\/.inContentProviderSingle--wrapper-->\n                    <\/div><!--\/.inContentProvider--single-->\n                            \n            \n<h2 id=\"what_is_wizzcash_loans\">What is Wizzcash Loans?<\/h2>\n<p><img decoding=\"async\" class=\"wp-image-3567 alignleft\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/04\/Bu2eabYIAAAooGT.png\" alt=\"Wizzcash Review - Direct...\" width=\"442\" height=\"244\" srcset=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/04\/Bu2eabYIAAAooGT.png 600w, https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/04\/Bu2eabYIAAAooGT-300x166.png 300w\" sizes=\"(max-width: 442px) 100vw, 442px\" \/>Wizzcash functions as both a direct lender and a broker service. Founded in 2012, the lender operates on a simple model for responsible lending. As direct lenders, they communicate with you directly without any intermediaries.<\/p>\n<p>But if they are unable to offer you a financial solution, they act as brokers to match you to an alternative service provider, with your consent.<\/p>\n<p>Wizzcash is a trading style of Emergency Cash Ltd. and is authorized and regulated by the Financial Conduct Authority (FCA). They are also members of the Consumer Credit Trade Association (CCTA).<\/p>\n<p>During the length of their existence, they have provided over 26,000 loans to assist borrowers out of emergency financial situations.<\/p>\n<p><em><div class=\"su-note\"  style=\"border-color:#e5e54c;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#FFFF66;border-color:#ffffff;color:#333333;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><i class=\"omsc-icon sui sui-info-circle\" style=\"\"><\/i> <\/em>Wizzcash is both a direct lender and a broker. When they are unable to offer you funding, they match you to alternative lenders, with your consent. They have been in the market for a long time and are a regulated entity with a focus on responsible lending.<em><\/div><\/div><\/em><\/p>\n<h2 id=\"pros_and_cons_of_a_wizzcash_loans_loan\">Pros and Cons of a Wizzcash Loans Loan<\/h2>\n<div class=\"su-note\"  style=\"border-color:#EFEFEF50;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#EFEFEF50;border-color:#EFEFEF50;color:#333333;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\">\n<div class=\"su-row\"><div class=\"su-column su-column-size-1-2\"><div class=\"su-column-inner su-u-clearfix su-u-trim\">\n<p><strong>Pros<\/strong><\/p>\n<div class=\"su-list\" style=\"margin-left:0px\">\n<ul>\n<li><i class=\"sui sui-check-circle\" style=\"color:#77e31f\"><\/i> Offer both direct lending and brokerage services<\/li>\n<li><i class=\"sui sui-check-circle\" style=\"color:#77e31f\"><\/i> The site has a quick quote feature using which you can get the estimated cost of borrowing before applying<\/li>\n<li><i class=\"sui sui-check-circle\" style=\"color:#77e31f\"><\/i> Their online application process is simple and straightforward<\/li>\n<li><i class=\"sui sui-check-circle\" style=\"color:#77e31f\"><\/i> They do not charge early repayment fees<\/li>\n<li><i class=\"sui sui-check-circle\" style=\"color:#77e31f\"><\/i> You can get loan terms of up to 36 months when using their brokerage services<\/li>\n<\/ul>\n<\/div>\n<\/div><\/div><div class=\"su-column su-column-size-1-2\"><div class=\"su-column-inner su-u-clearfix su-u-trim\">\n<p><strong>Cons<\/strong><\/p>\n<div class=\"su-list\" style=\"margin-left:0px\">\n<ul>\n<li><i class=\"sui sui-remove\" style=\"color:#e31f28\"><\/i> On their eligibility criteria, they set a monthly income minimum<\/li>\n<li><i class=\"sui sui-remove\" style=\"color:#e31f28\"><\/i> They charge late repayment fees<\/li>\n<li><i class=\"sui sui-remove\" style=\"color:#e31f28\"><\/i> They offer low loan limits<\/li>\n<li><i class=\"sui sui-remove\" style=\"color:#e31f28\"><\/i> Loan terms are considerable short<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><\/div>\n<h2 id=\"how_does_a_wizzcash_loans_loan_work\">How does a Wizzcash Loans loan work?<\/h2>\n<p>Wizzcash Loans seeks to offer a transparent and seamless service to customers. Not only do they outline their fees and costs clearly but they are also one of very few lenders to introduce their team to customers on the website.<\/p>\n<p>Between the team members, they have almost five decades of experience in the financial services industry.<\/p>\n<p>As a direct lender, they offer loans ranging from \u00a3200 to \u00a31,000. The typical repayment period is 3 months, during which you pay back the loan plus interests in three equal installments. You may, however, also opt to make the repayment in one lump sum.<\/p>\n<h3 id=\"loan_fees\">Loan fees<\/h3>\n<p>While most payday lenders are more focused on giving out credit and raking in profits, this lender shows evidence of responsible lending. They do not offer continuous lines of credit that have been known to foster poor financial habits.<\/p>\n<p>Additionally, they do not charge early repayment fees as they want to encourage healthy habits. There are no hidden charges for accessing funding on the platform. And if you make a late payment, you will have to pay the penalty, which further reinforces responsibility.<\/p>\n<h3 id=\"credit_checks\">Credit checks<\/h3>\n<p>Before approving any loan application, the lender undertakes multiple credit checks. The aim of this is to confirm beyond doubt the creditworthiness and suitability of candidates. Only when they feel confident that you can afford to make repayments do they approve your application.<\/p>\n<p>They highlight the fact that FCA regulations require mandatory credit checks on borrowers applying for funding from authorized lenders. Therefore, they advise borrowers to avoid lenders who do not perform credit checks.<\/p>\n<p>The application process is 100% online and there are no phone conversations required. Filling in the required details should take no more than 10 minutes as it is a simple and straightforward application form.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-147277 size-full\" src=\"https:\/\/learnbonds.com\/wp-content\/uploads\/2019\/09\/Screenshot_837.jpg\" alt=\"Screengrab of Wizzcash loans home page\" width=\"1262\" height=\"633\" \/><\/p>\n<p>Similarly, you can get a provisional decision almost instantaneously following submission of the application. If your application is approved, you can receive funding on the same day.<\/p>\n<p>Before you fill out the application, you can use the platform\u2019s online calculator to get an estimate cost of the loan. Simply select the loan amount you require and it will give you an estimate quote for the repayment amounts. Payment will be due every 30 days and you will get the exact interest amount as well as the total repayment amount.<\/p>\n<p>When acting as a broker, they offer even greater flexibility as they get access to a wide pool of potential lenders. They will try to find a suitable match for you using the information you provide. The loan term in this case will range from 1 to 36 months.<\/p>\n<p>Alternative, when they are unable to offer you their services, they might connect you to a loan comparison website. On such a site, you can assess the different lending companies in the UK and find one better suited to your needs.<\/p>\n<p>They might also help you by offering you access to credit report companies. Here, you could get the opportunity to understand how credit ratings work. With this information, you might be in a better position to make an informed credit decision.<\/p>\n<h3 id=\"lending_to_bad_credit_borrowers\">Lending to bad credit borrowers<\/h3>\n<p>Wizzcash services are not limited to applicants with good credit ratings. They also offer loans to people with poor credit or no credit at all. In order to do this, they assess affordability on the basis of your monthly income and outgoings.<\/p>\n<p>Like most other loan service providers, they collect repayments using a continuous payment authority (CPA). When you authorize a CPA, you are basically giving the lender permission to withdraw money from your bank account.<\/p>\n<p>They use the debit card information you provide to collect funds on the due date. In case they fail on the first attempt, they will make a second attempt later on the same day. But in case this fails too, they will not make any additional attempts unless you give express consent.<\/p>\n<p>Though the lender is strict on responsible lending and making timely repayments, they understand that things do not always go as planned. Therefore, if you realize that you will not make a repayment on time, they offer an opportunity to talk things out.<\/p>\n<p>Simply call the support team before the due date and together, you can work out an alternative repayment plan.<\/p>\n<h2 id=\"what_loan_products_does_wizzcash_loans_offer\">What loan products does Wizzcash Loans offer?<\/h2>\n<p>Wizzcash offers the <a href=\"https:\/\/learnbonds.com\/uk\/payday-loans\/\">best payday loans<\/a>. According to the standard definition, these are usually low-value loans (not exceeding \u00a31,000) with short repayment periods. Typically, you would need to pay it back by the next payday, which explains the name.<\/p>\n<p>But the lender offers a slightly more flexible approach to their offering, with a longer repayment period of up to 90 days.<\/p>\n<h2 id=\"wizzcash_loans_account_creation_and_borrowing_process\">Wizzcash Loans Account Creation and Borrowing Process<\/h2>\n<h4 id=\"1_to_get_started_on_the_application_process_visit_the_wizzcash_website_specify_the_amount_you_want_in_the_box_on_the_right_side_of_the_screen_and_then_click_on_get_started\">1. To get started on the application process, visit the Wizzcash website. Specify the amount you want in the box on the right side of the screen and then click on \u201cGet Started.\u201d<\/h4>\n<p><img decoding=\"async\" class=\"alignnone wp-image-147278 size-full\" src=\"https:\/\/learnbonds.com\/wp-content\/uploads\/2019\/09\/Screenshot_838.jpg\" alt=\"Woman smiling and holding a plastic cofee cup on the payday loan products page of Wizzcash\" width=\"1195\" height=\"551\" \/><\/p>\n<h4 id=\"2_start_by_filling_in_your_personal_details_which_include_your_name_date_of_birth_marital_status_number_of_dependents_and_whether_or_not_you_are_a_uk_resident\">2. Start by filling in your personal details which include your name, date of birth, marital status, number of dependents and whether or not you are a UK resident.<\/h4>\n<h4 id=\"3_next_enter_your_address_details_starting_with_the_postcode_how_long_you_have_lived_there_and_your_residential_status\">3. Next, enter your address details starting with the postcode, how long you have lived there and your residential status.<\/h4>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-147279 size-full\" src=\"https:\/\/learnbonds.com\/wp-content\/uploads\/2019\/09\/Screenshot_839.jpg\" alt=\"Wizzcash loan application page capturing basic info\" width=\"433\" height=\"329\" \/><\/p>\n<h4 id=\"4_next_enter_your_contact_details_which_include_your_email_address_home_phone_number_and_mobile_phone_number\">4. Next, enter your contact details which include your email address, home phone number and mobile phone number.<\/h4>\n<h4 id=\"5_fill_in_the_loan_details_specifying_the_amount_length_or_term_purpose_and_your_repayment_plan\">5. Fill in the loan details, specifying the amount, length or term, purpose and your repayment plan.<\/h4>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-147280 size-full\" src=\"https:\/\/learnbonds.com\/wp-content\/uploads\/2019\/09\/Screenshot_840.jpg\" alt=\"Wizzcash loan application page capturing loan details\" width=\"427\" height=\"425\" \/><\/p>\n<h4 id=\"6_click_continue_to_get_to_the_next_page_and_complete_the_application_process_then_submit_the_online_form\">6. Click \u201cContinue\u201d to get to the next page and complete the application process, then submit the online form.<\/h4>\n<p>You will only need to wait a few minutes to get a response in most cases. And if approved, you could have the funds in your account in a matter of minutes. In case of a delay, the funds typically reflect in your account within 1 business day.<\/p>\n<div class=\"su-note\"  style=\"border-color:#e5e54c;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#FFFF66;border-color:#ffffff;color:#333333;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><i class=\"omsc-icon sui sui-info-circle\" style=\"\"><\/i><em>It\u2019s essential to be cautious during the sign up process for these products. This is because you can end up owing two to three times what you borrow on the longer-term loans, and many have difficulty repaying the short-term loans without reborrowing.<\/em><\/div><\/div>\n<h2 id=\"eligibility_criteria_for_wizzcash_loans_loan\">Eligibility Criteria for Wizzcash Loans Loan<\/h2>\n<div class=\"su-list\" style=\"margin-left:0px\">\n<p>In order to qualify for a loan on the platform, here are the requirements you need to meet:<\/p>\n<ul>\n<li><i class=\"sui sui-check-circle\" style=\"color:#189d2b\"><\/i> Be more than 18 years of age<\/li>\n<li><i class=\"sui sui-check-circle\" style=\"color:#189d2b\"><\/i> Be a legal resident of the UK<\/li>\n<li><i class=\"sui sui-check-circle\" style=\"color:#189d2b\"><\/i> Be currently employed<\/li>\n<li><i class=\"sui sui-check-circle\" style=\"color:#189d2b\"><\/i> Have a minimum monthly income of \u00a3750<\/li>\n<\/ul>\n<\/div>\n<h2 id=\"information_borrowers_need_to_provide_to_get_wizzcash_loans_loan\">Information Borrowers Need to Provide to Get Wizzcash Loans Loan<\/h2>\n<div class=\"su-list\" style=\"margin-left:0px\">\n<p>Wizzcash makes use of a simple application process and only requires the following information from you:<\/p>\n<ul>\n<li><i class=\"sui sui-check-circle\" style=\"color:#189d2b\"><\/i> Name<\/li>\n<li><i class=\"sui sui-check-circle\" style=\"color:#189d2b\"><\/i> Date of birth<\/li>\n<li><i class=\"sui sui-check-circle\" style=\"color:#189d2b\"><\/i> Email address<\/li>\n<li><i class=\"sui sui-check-circle\" style=\"color:#189d2b\"><\/i> Phone number (mobile and home)<\/li>\n<li><i class=\"sui sui-check-circle\" style=\"color:#189d2b\"><\/i> Postcode<\/li>\n<li><i class=\"sui sui-check-circle\" style=\"color:#189d2b\"><\/i> Number of years at residence<\/li>\n<li><i class=\"sui sui-check-circle\" style=\"color:#189d2b\"><\/i> Residential status<\/li>\n<li><i class=\"sui sui-check-circle\" style=\"color:#189d2b\"><\/i> Marital status<\/li>\n<li><i class=\"sui sui-check-circle\" style=\"color:#189d2b\"><\/i> Number of dependents<\/li>\n<li><i class=\"sui sui-check-circle\" style=\"color:#189d2b\"><\/i> Purpose of the loan<\/li>\n<li><i class=\"sui sui-check-circle\" style=\"color:#189d2b\"><\/i> How you plan to repay the loan<\/li>\n<li><i class=\"sui sui-check-circle\" style=\"color:#189d2b\"><\/i> Bank account details<\/li>\n<\/ul>\n<p>Following the submission of your application, they might require additional information for identity verification. If that is the case, they will request for more data or supportive documentation.<\/p>\n<p><em><\/div><\/em><\/p>\n<h2 id=\"what_are_wizzcash_loans_loan_borrowing_costs\">What are Wizzcash Loans loan borrowing costs?<\/h2>\n<p>Wizzcash seeks to be transparent and lays bare all costs before you sign the loan agreement. Here are some of the costs you might expect to pay:<\/p>\n<ul>\n<li>Late payment fee \u2013 \u00a315<\/li>\n<li>Fixed interest rate \u2013 292% per annum<\/li>\n<li>Daily interest rate \u2013 0.8%<\/li>\n<li>Representative APR \u2013 1,265%<\/li>\n<\/ul>\n<p><strong>Representative Example:<\/strong><\/p>\n<ul>\n<li>Total loan amount \u2013 \u00a3300<\/li>\n<li>Loan duration \u2013 90 days<\/li>\n<li>Installment amounts \u2013 \u00a3151.42<\/li>\n<li>Total amount repayable \u2013 \u00a3454<\/li>\n<\/ul>\n<h2 id=\"wizzcash_loans_customer_support\">Wizzcash Loans Customer Support<\/h2>\n<p>Wizzcash has a friendly team behind its services and has taken the pains of introducing team members to the customer. They offer support services over the phone and email, both of which are only accessible during work hours from Monday to Friday.<\/p>\n<p>There are very few online reviews about the platform. The few that are there on TrustPilot are all negative but are not related to customer support.<\/p>\n<h2 id=\"is_it_safe_to_borrow_from_wizzcash_loans\">Is it safe to borrow from Wizzcash Loans?<\/h2>\n<p>Wizzcash Loans is regulated by the FCA and is a member of the CCTA. They also make use of advanced encryption protocol with SSL certificates to protect user data.<\/p>\n<p>Though they may share your information with third-party lenders in case they do not approve your application, they only do so after you give express consent.<\/p>\n<h2 id=\"wizzcash_loans_review_verdict\">Wizzcash Loans Review Verdict<\/h2>\n<p>Wizzcash Loans is one of few lenders who seem to care about the impression customers have of short term lenders. With this in mind, they attempt to offer a different service model to alter this perception.<\/p>\n<p>They are strict about the approval process and loan repayment. Moreover, they carry out thorough identity, affordability and credit checks on all applicants. In the spirit of responsible lending, they do not offer loan extensions. And they charge for late repayments.<\/p>\n<p>When they cannot offer you their services, they will refer you to other lenders or comparison sites.<\/p>\n<p>Their loan limits and loan durations are very low and the rates are high, as is typical of similar lenders.<\/p>\n<p>But overall, if you have no other way out of your financial fix, they might be a reliable choice.<\/p>\n                                        <div class=\"inContentProviderSingle inContentColor--learnbonds fc-row\">\n                        <div class=\"inContentProviderSingle--wrapper\">\n                            <div class=\"container\">\n                                <div class=\"row mb-lg-3\">\n                                    <div class=\"col-12 col-md-8\">\n                                        <p class=\"inContentProviderSingle--title\">Try Our Recommended UK Payday Loan Provider 2020:<\/p>\n                                    <\/div>\n                                    <div class=\"col-12 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id=\"glossary_of_loaning_terms\">Glossary of loaning terms<\/h2>\n\n\t\t<div class=\"glossary-component--container\">\n\t\t\t<div class=\"glossary-component--inner\">\n\t\t\t\t<div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Credit-Score.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Credit Score<\/span><\/div><div class=\"glossary-component--term-text\"><p>A credit score shows your creditworthiness. It's primarily based on how much money you owe to loan or credit card companies, if you have ever missed payments or if you have ever defaulted on a loan. <\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Guaranteed.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Guaranteed Approval <\/span><\/div><div class=\"glossary-component--term-text\"><p>Guaranteed Approval is when, no matter how bad, your credit score its, your loan application will not get declined.\r\n<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Credit-Limit.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Credit Limit <\/span><\/div><div class=\"glossary-component--term-text\"><p>A Credit Limit is the highest amont of credit a lender will lend to the borrower.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Collateral.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Collateral<\/span><\/div><div class=\"glossary-component--term-text\"><p>Collateral is when you put up an item against your loan such as your house or car. These can be repossessed if you miss payments.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Cash-Advance.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Cash Advance  <\/span><\/div><div class=\"glossary-component--term-text\"><p>A Cash Advance is a short-term loan that has steep interest rates and fees.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Credit-Rating.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Credit Rating<\/span><\/div><div class=\"glossary-component--term-text\"><p>Your Credit Rating is how likely you are to fulfill your loan payments and how risky you are as a borrower.\r\n<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Fixed-Interest.png\" alt=\"Stocks Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Fixed Interest Rate<\/span><\/div><div class=\"glossary-component--term-text\"><p>Fixed Interest Rate is when the interest rate of your loan will not change over the period you are paying off you loan.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Interest.png\" alt=\"Stocks Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Interest <\/span><\/div><div class=\"glossary-component--term-text\"><p>The Interest is a percentage based on the amount of your loan that you pay back to the lender for using their money<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Default.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Default <\/span><\/div><div class=\"glossary-component--term-text\"><p>If you default on your loan it means you are unable to keep up with your payments and no longer pay back your loan.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Late-Fee.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Late Fee<\/span><\/div><div class=\"glossary-component--term-text\"><p>If you miss a payment the lender will charge you for being late, this is known as a late fee.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Unsecured.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Unsecured Personal Loan<\/span><\/div><div class=\"glossary-component--term-text\"><p>An Unsecured Personal Loan is when you have a loan based solely on your creditworthliness without using collateral.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Secured-Loan.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Secured Loan<\/span><\/div><div class=\"glossary-component--term-text\"><p>A Secured Loan is when you put collateral such as your house or car up against the amount you're borrowing.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Prime-Rate.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Prime Rate<\/span><\/div><div class=\"glossary-component--term-text\"><p>This is the Interest Rate used by banks for borrowers with good credit scores.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Principle.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Principal<\/span><\/div><div class=\"glossary-component--term-text\"><p>The Principal amount the borrower owes the lender, not including any  interest or fees.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Variable-Rate.png\" alt=\"Stocks Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Variable Rate<\/span><\/div><div class=\"glossary-component--term-text\"><p> A Variable Rate is when the interest rate of you loan will change with inflation. Sometimes this will lower your interest rate, but other times it will increase. <\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Installment-Loan.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Installment Loan<\/span><\/div><div class=\"glossary-component--term-text\"><p>An Installment Loan is a loan that is paid back bi-weekly or monthly over the period in which the loan is borrowed for.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Bridge-Loan.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Bridge Loan <\/span><\/div><div class=\"glossary-component--term-text\"><p>A Bridge Loan is a short term loand that can last from 2 weeks up to 3 years dependant on lender.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/AAA-Credit.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>AAA Credit<\/span><\/div><div class=\"glossary-component--term-text\"><p>Having an AAA Credit Rating is the highest rating you can have.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Guarantor.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Guarantor <\/span><\/div><div class=\"glossary-component--term-text\"><p>A Guarantor co-signs on a loan stating the borrower is able to make the payments, but if they miss any or default the Guarantor will have to pay.\r\n\r\n\r\n\r\n<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/LIBOR.png\" alt=\"Stocks Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>LIBOR <\/span><\/div><div class=\"glossary-component--term-text\"><p>LIBOR is the London Inter-Bank Offered Rate which is the benchmarker for the interest rates in London. It is an average of the estimates interest rates given by different banks based on what they feel would be the best interest rate for future loans.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Home-Equity.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Home Equity Loans <\/span><\/div><div class=\"glossary-component--term-text\"><p>Home Equity Loans is where you borrow the equity from your property and pay it back with interest and fees over an agreed time period with the lender.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Debt.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Debt Consolidation <\/span><\/div><div class=\"glossary-component--term-text\"><p>Debt Consolidation is when you take out one loans to pay off all others. This leads to one monthly payment, usually with a lower interest rate.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Federal-Student.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Student Loan<\/span><\/div><div class=\"glossary-component--term-text\"><p>If you obtain a Student Loan to pay your way through College then you loan is held with the Department for Education U.K.\r\n\r\n\r\n<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Broker.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Student Grants<\/span><\/div><div class=\"glossary-component--term-text\"><p>Financial Aid in the form of grants is funding available to post-secondary education students throughout the United Kingdom and you are not required to pay grant<\/p><\/div><\/div>\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n<h2 id=\"faq\">FAQ<\/h2>\n<div role=\"heading\" data-hveid=\"CAsQBQ\"><div class='man_faq_sec' itemscope itemtype='https:\/\/schema.org\/FAQPage'> <\/time><time itemprop=\"dateModified\" datetime=\"2020-06-17 17:07:56\"><\/time><script>jQuery(document).ready(function() {\r\n\t\t\tjQuery('.accordionButton').on('click', function() {\r\n\r\n\t\t\t\t\/\/REMOVE THE ON CLASS FROM ALL BUTTONS\r\n\t\t\t\tjQuery('.accordionButton').removeClass('on');\r\n\t\t\t\t\t\r\n\t\t\t\t\/\/NO MATTER WHAT WE CLOSE ALL OPEN SLIDES\r\n\t\t\t\tjQuery('.accordionContent').slideUp('normal');\r\n\t\t\t\r\n\t\t\t\t\/\/IF THE NEXT SLIDE WASN'T OPEN THEN OPEN IT\r\n\t\t\t\tif(jQuery(this).closest('.ms_faq').find('.accordionContent').is(':hidden') == true) {\r\n\t\t\t\t\t\r\n\t\t\t\t\t\/\/ADD THE ON CLASS TO THE BUTTON\r\n\t\t\t\t\tjQuery(this).closest('.ms_faq').find('.accordionButton').addClass('on');\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\/\/OPEN THE SLIDE\r\n\t\t\t\t\tjQuery(this).closest('.ms_faq').find('.accordionContent').slideDown('normal');\r\n\t\t\t\t} \r\n\t\t\t\t\t\r\n\t\t\t\t});\r\n\t\t\t});\r\n\t\t\t<\/script><section class=\"ms_faq ms_card \" ><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"accordionButton\"><h3 itemprop=\"name\">Does Wizzcash contact my employer?<\/h3> <\/div>\n<div class=\"accordionContent\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none;\"><p itemprop=\"text\">Wizzcash will contact your employer but not to discuss your loan application. They will only verify that you work there but will never discuss loan application details. They might also call your workplace when unable to reach you on the contacts you provide.<\/p>\r\n                <\/div><\/div><\/section>\n<section class=\"ms_faq ms_card \" ><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"accordionButton\"><h3 itemprop=\"name\">Do I need to send any documentation?<\/h3> <\/div>\n<div class=\"accordionContent\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none;\"><p itemprop=\"text\">In most cases, you will not need to send any documents as the application process is 100% online. But they may request for backup documentation in some cases for verification purposes.<\/p>\r\n                <\/div><\/div><\/section>\n<section class=\"ms_faq ms_card \" ><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"accordionButton\"><h3 itemprop=\"name\">What happens if they decline my application?<\/h3> <\/div>\n<div class=\"accordionContent\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none;\"><p itemprop=\"text\">The lender will pass your details to a third-party lender who might be a better fit. But if you do not want this option, simply close the window.<\/p>\r\n                <\/div><\/div><\/section>\n<section class=\"ms_faq ms_card \" ><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"accordionButton\"><h3 itemprop=\"name\">Can I apply if I have a bad credit history?<\/h3> <\/div>\n<div class=\"accordionContent\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none;\"><p itemprop=\"text\">Yes, you can. However, note that the lender will take this under consideration too before loan approval. In case they decline the application based on the credit score, they will let you know and refer you to a reference agency.<\/p>\r\n                <\/div><\/div><\/section>\n<section class=\"ms_faq ms_card \" ><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"accordionButton\"><h3 itemprop=\"name\">Will a loan from this lender affect my credit history?<\/h3> <\/div>\n<div class=\"accordionContent\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none;\"><p itemprop=\"text\">Yes. We will perform a credit check before approval which will affect your score. Similarly, your repayments may affect the score for better or worse.<\/p>\r\n                <\/div><\/div><\/section>\n<section class=\"ms_faq ms_card \" ><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"accordionButton\"><h3 itemprop=\"name\">What other store services does Wizzcash Loans offer? <\/h3> <\/div>\n<div class=\"accordionContent\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none;\"><p itemprop=\"text\">The lender does not offer any other store services.<\/p>\r\n                <\/div><\/div><\/section>\n<\/div>\n<div role=\"heading\" data-hveid=\"CAsQBQ\"><\/div>\n<h2>UK Payday Loan Reviews- A-Z Directory<\/h2>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Wizzcash Review 2020 \u2013 Direct Lending and Brokerage Services<br \/>\nWixxcash will advance you a loan of upto \u00a31000 in 10 minutes. You just need to follow these steps. <\/p>\n","protected":false},"author":644,"featured_media":147277,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"class_list":["post-91","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":{"show_disclaimer":false},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Wizzcash Loans Review 2021 \ud83e\udd47 Direct Lending and Brokerage Services<\/title>\n<meta name=\"description\" content=\"Read our 2021 review on Wizzcash Loans loans. We&#039;ve covered APR rates, fees, eligibility and more. 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