{"id":481,"date":"2019-11-15T04:51:12","date_gmt":"2019-11-15T04:51:12","guid":{"rendered":"https:\/\/learnbonds.com\/uk\/?page_id=481"},"modified":"2024-04-29T11:02:05","modified_gmt":"2024-04-29T11:02:05","slug":"best-instant-loan-providers-sites","status":"publish","type":"page","link":"https:\/\/learnbonds.com\/uk\/instant-loans","title":{"rendered":"Best Instant Loan Providers &#038; Sites in 2021"},"content":{"rendered":"<p><img decoding=\"async\" class=\"alignright wp-image-487\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2019\/11\/Screenshot-2019-11-15-at-12.45.24.png\" alt=\"Man and woman on laptop illustrating cheap loans\" width=\"286\" height=\"205\" srcset=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2019\/11\/Screenshot-2019-11-15-at-12.45.24.png 408w, https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2019\/11\/Screenshot-2019-11-15-at-12.45.24-300x215.png 300w\" sizes=\"(max-width: 286px) 100vw, 286px\" \/><\/p>\n<p>If you\u2019re in serious need of cash and thus \u2013 don\u2019t have time to go through the usual channels, then you might need to consider an instant loan. In its most basic form, an instant loan refers to a loan that can be facilitated super quickly. By this, we typically mean within a few hours \u2013 although often, it can take even longer if additional checks are required. As such, the term instant loan is somewhat misleading, as rarely will the lender instantly transfer the funds over without performing the required due diligence.<\/p>\n<p>Nevertheless, if your primary goal is to obtain financing in the fastest time possible, then we would suggest read out guide on the <strong>Best Instant Loan Providers in 2021<\/strong>. Within it, we\u2019ll explain what an instant loan actually is, how they work, who is eligible, and ultimately \u2013 how quickly you will likely get your hands on the funds. Moreover, we\u2019ll also discuss the best three instant loan providers currently operating in the UK lending space.<\/p>\n<div data-accordeon class=\"toc-block\">\n  <div data-accordeon-item>\n    <div data-accordeon-title class=\"toc-title-wrapper\">\n      <div type=\"button\" class=\"toc-btn toc-btn_main\">\n          <svg width=\"12\" height=\"6\" viewBox=\"0 0 14 8\" class=\"icon\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M1 1L7 7L13 1\" stroke=\"#fff\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>\n          <\/div>\n      <span class=\"toc-title\">\n        In This Guide      <\/span>\n    <\/div>\n      <ul data-accordeon-content class=\"toc-list\" style=\"display: none;\">\n          <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#what_are_the_pros_and_cons_of_instant_loans\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">What are the Pros and Cons of Instant Loans?<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#reviewers_choice_of_best_instant_loan_providers\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">Reviewer\u2019s choice of best instant loan providers<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item subList-in-progress\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#how_to_apply_for_an_instant_loan_read_our_step-by-step_guide\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">How to Apply for an Instant Loan? Read our Step-by-step Guide:<\/a>\n\n          <button data-accordeon-title class=\"toc-btn\" type=\"button\">\n        <svg width=\"12\" height=\"6\" viewBox=\"0 0 14 8\" class=\"icon\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M1 1L7 7L13 1\" stroke=\"#060606\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>\n          <\/button>\n        <\/div>\n\n      <ol data-accordeon-content class=\"StepProgress-sub-list\" style=\"display: none;\" id=\"TOC1sublist-how_to_apply_for_an_instant_loan_read_our_step-by-step_guide\">\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#step_1_find_a_suitable_lender\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"3\">Step 1: Find a suitable lender<\/a>\n          <\/li>\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#step_2_start_the_application_process\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"3\">Step 2: Start the application process<\/a>\n          <\/li>\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#step_3_enter_your_personal_and_financial_information\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"3\">Step 3: Enter your personal and financial information<\/a>\n          <\/li>\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#step_4_read_the_digital_loan_agreement_and_sign_it\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"3\">Step 4: Read the digital loan agreement and sign it<\/a>\n          <\/li>\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#step_5_satisfy_the_verification_checks\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"3\">Step 5: Satisfy the verification checks<\/a>\n          <\/li>\n          <\/ol>\n  <\/div>\n    <\/li>  <li class=\"StepProgress-item subList-in-progress\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#best_8_instant_loan_providers_2021\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">Best 8 Instant Loan Providers 2021:<\/a>\n\n          <button data-accordeon-title class=\"toc-btn\" type=\"button\">\n        <svg width=\"12\" height=\"6\" viewBox=\"0 0 14 8\" class=\"icon\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M1 1L7 7L13 1\" stroke=\"#060606\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>\n          <\/button>\n        <\/div>\n\n      <ol data-accordeon-content class=\"StepProgress-sub-list\" style=\"display: none;\" id=\"TOC1sublist-best_8_instant_loan_providers_2021\">\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#criteria_used_to_rank_the_best_instant_loan_lenders\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"3\">Criteria used to rank the best instant loan lenders<\/a>\n          <\/li>\n          <\/ol>\n  <\/div>\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#what_is_an_instant_loan\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">What is an Instant Loan?<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#instant_loans_funding_size_and_fees\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">Instant Loans: Funding size and fees<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#glossary_of_loaning_terms\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">Glossary of loaning terms<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#faqs\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">FAQs:<\/a>\n\n        <\/div>\n\n    <\/li>      <\/ul>\n  <\/div>\n    <ul data-accordeon-content class=\"toc-list\" style=\"display: none;\">\n        <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#what_are_the_pros_and_cons_of_instant_loans\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">What are the Pros and Cons of Instant Loans?<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#reviewers_choice_of_best_instant_loan_providers\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">Reviewer\u2019s choice of best instant loan providers<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item subList-in-progress\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#how_to_apply_for_an_instant_loan_read_our_step-by-step_guide\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">How to Apply for an Instant Loan? Read our Step-by-step Guide:<\/a>\n\n          <button data-accordeon-title class=\"toc-btn\" type=\"button\">\n        <svg width=\"12\" height=\"6\" viewBox=\"0 0 14 8\" class=\"icon\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M1 1L7 7L13 1\" stroke=\"#060606\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>\n          <\/button>\n        <\/div>\n\n      <ol data-accordeon-content class=\"StepProgress-sub-list\" style=\"display: none;\" id=\"TOC1sublist-how_to_apply_for_an_instant_loan_read_our_step-by-step_guide\">\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#step_1_find_a_suitable_lender\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"3\">Step 1: Find a suitable lender<\/a>\n          <\/li>\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#step_2_start_the_application_process\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"3\">Step 2: Start the application process<\/a>\n          <\/li>\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#step_3_enter_your_personal_and_financial_information\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"3\">Step 3: Enter your personal and financial information<\/a>\n          <\/li>\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#step_4_read_the_digital_loan_agreement_and_sign_it\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"3\">Step 4: Read the digital loan agreement and sign it<\/a>\n          <\/li>\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#step_5_satisfy_the_verification_checks\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"3\">Step 5: Satisfy the verification checks<\/a>\n          <\/li>\n          <\/ol>\n  <\/div>\n    <\/li>  <li class=\"StepProgress-item subList-in-progress\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#best_8_instant_loan_providers_2021\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">Best 8 Instant Loan Providers 2021:<\/a>\n\n          <button data-accordeon-title class=\"toc-btn\" type=\"button\">\n        <svg width=\"12\" height=\"6\" viewBox=\"0 0 14 8\" class=\"icon\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M1 1L7 7L13 1\" stroke=\"#060606\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>\n          <\/button>\n        <\/div>\n\n      <ol data-accordeon-content class=\"StepProgress-sub-list\" style=\"display: none;\" id=\"TOC1sublist-best_8_instant_loan_providers_2021\">\n                <li class=\"StepProgress-sub-item\">\n            <a href=\"#criteria_used_to_rank_the_best_instant_loan_lenders\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"3\">Criteria used to rank the best instant loan lenders<\/a>\n          <\/li>\n          <\/ol>\n  <\/div>\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#what_is_an_instant_loan\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">What is an Instant Loan?<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#instant_loans_funding_size_and_fees\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">Instant Loans: Funding size and fees<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#glossary_of_loaning_terms\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">Glossary of loaning terms<\/a>\n\n        <\/div>\n\n    <\/li>  <li class=\"StepProgress-item\">\n  <div data-accordeon-item>\n  <div class=\"StepProgress-item__group\" >\n    <a href=\"#faqs\" class=\"btn-handleTocScrollToTitle StepProgress-item__link\" data-level=\"2\">FAQs:<\/a>\n\n        <\/div>\n\n    <\/li>    <\/ul>\n<\/div>\n\n                                        <div class=\"inContentProviderSingle inContentColor--learnbonds fc-row\">\n                        <div class=\"inContentProviderSingle--wrapper\">\n                            <div class=\"container\">\n                                <div class=\"row mb-lg-3\">\n                                    <div class=\"col-12 col-md-8\">\n                                        <p class=\"inContentProviderSingle--title\">Apply Now for a Payday Loan With Piggy Bank<\/p>\n                                    <\/div>\n                                    <div class=\"col-12 col-md-4\">\n                                        <div class=\"inContentProviderSingle--rating\">\n                                            <div class=\"rating--holder\">\n                                                <p class=\"rating--text\">Our Rating<\/p>\n                                                <div class=\"rating--star-container\">\n                                                    <div class=\"rating--star\" style=\"width: 92%;\"><\/div>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div><!--\/.col-md-4-->\n                                <\/div><!--\/.row-->\n                                <div class=\"row\">\n                                    <!-- *******  Desktop Provider Logo ********** -->\n                                    <div class=\"col-12 col-md-12 text-center d-block d-sm-block d-md-none d-lg-none\">\n                                        <img decoding=\"async\" class=\"inContentProviderSingle--img mb-3\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/02\/piggy-bank-loans.png\" alt=\"Piggy Bank Loans\" width=\"125\" height=\"60\">\n                                    <\/div>\n\n                                    <div class=\"col-12 col-md-8\">\n                                                                            <\/div>\n                                    <!-- *******  Desktop Provider Logo ********** -->\n                                    <div class=\"col-12 col-md-4 d-none d-sm-none d-md-block d-lg-block\">\n                                        <img decoding=\"async\" class=\"inContentProviderSingle--img float-right\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/02\/piggy-bank-loans.png\" alt=\"Piggy Bank Loans\" width=\"125\" height=\"60\">\n                                    <\/div>\n                                <\/div><!--\/.row-->\n                                <div class=\"row\">\n                                    <div class=\"col-12 text-center\">\n                                                                                    <div class=\"inContentProviderSingle--button\">\n                                                                                                <a href=\"https:\/\/learnbonds.com\/visit\/piggy-bank\" title=\"Start Trading\" rel=\"sponsored\" data-relfix=\"1\">APPLY NOW<\/a>\n                                            <\/div>\n                                                                                <div class=\"inContentProviderSingle--disclaimerText\">\n                                            PiggyBank Loans have now gone into Administration                                        <\/div>\n                                    <\/div>\n                                <\/div><!--\/.row-->\n                            <\/div><!--\/.container-->\n                        <\/div><!--\/.inContentProviderSingle--wrapper-->\n                    <\/div><!--\/.inContentProvider--single-->\n                            \n            \n<div class=\"su-note\"  style=\"border-color:#e5e54c;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#FFFF66;border-color:#ffffff;color:#333333;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><i class=\"omsc-icon sui sui-info-circle\" style=\"\"><\/i><strong>Note:<\/strong> The terms instant loans and payday loans are often used interchangeably. As such, if you\u2019re in the lookout for financing in the fastest time possible, it\u2019s likely that you\u2019ll be using a payday loan lender.<\/div><\/div>\n<h2 id=\"what_are_the_pros_and_cons_of_instant_loans\">What are the Pros and Cons of Instant Loans?<\/h2>\n<p><span style=\"font-weight: 400;\"><div class=\"su-row\"><div class=\"su-column su-column-size-1-2\"><div class=\"su-column-inner su-u-clearfix su-u-trim\"><\/span><\/p>\n<p><b>The Pros<\/b><\/p>\n<p><span style=\"font-weight: 400;\"><div class=\"su-list\" style=\"margin-left:0px\"><\/span><\/p>\n<ul>\n<li><i class=\"sui sui-check-circle\" style=\"color:#77e31f\"><\/i> <span style=\"font-weight: 400;\">Gain access to loan funds very quickly<\/span><\/li>\n<li><i class=\"sui sui-check-circle\" style=\"color:#77e31f\"><\/i> Some lenders won\u2019t perform a credit check<\/li>\n<li><i class=\"sui sui-check-circle\" style=\"color:#77e31f\"><\/i> Suitable for credit profiles of all sizes<\/li>\n<li><i class=\"sui sui-check-circle\" style=\"color:#77e31f\"><\/i> Range of loan sizes and terms available<\/li>\n<li><i class=\"sui sui-check-circle\" style=\"color:#77e31f\"><\/i> Complete the entire application online or via your mobile phone<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><\/div><\/span><\/p>\n<p><span style=\"font-weight: 400;\"><\/div><\/div><div class=\"su-column su-column-size-1-2\"><div class=\"su-column-inner su-u-clearfix su-u-trim\"><\/span><\/p>\n<p><b>The Cons<\/b><\/p>\n<p><span style=\"font-weight: 400;\"><div class=\"su-list\" style=\"margin-left:0px\"><\/span><\/p>\n<ul>\n<li><i class=\"sui sui-remove\" style=\"color:#e31f28\"><\/i> <span style=\"font-weight: 400;\">Instant loans aren\u2019t really \u2018instant\u2019, meaning that the process could take hours, or worse \u2013 a couple of days<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><\/div><\/div><\/div><\/div><\/span><\/p>\n<h2 id=\"reviewers_choice_of_best_instant_loan_providers\">Reviewer\u2019s choice of best instant loan providers<\/h2>\n<div class=\"provider-list-container-0\"><div class=\"row fc-row provider-list-row\">\n    <div class=\"col-12 c-providerBox--loans\">\n        <div class=\"c-providerBox c-providerBox--learnbonds reviewers-choice\" id=\"provider-intro\">\n                            <div class=\"reviewers-choice-label\">\n                    <img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/plugins\/in-content-provider\/Library\/assets\/images\/entypo_shield.svg\" alt=\"\">\n                    Reviewers Choice                <\/div>\n                        <div class=\"c-providerBox--title-row\">\n\t\t        <div class=\"c-providerBox--title-name\">Piggy Bank<\/div>            <\/div>\n\n            <div class=\"c-providerBox--details-row row-eq-height row\">\n                <div class=\"c-providerBox--details c-providerBox--details-logo\">\n                    <img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/02\/piggy-bank-loans.png\" alt=\"\" class=\"provider-logo\">\n                <\/div>\n                <div class=\"c-providerBox--details-rating c-providerBox--title-rating d-inline-block d-md-none\">\n                    <div class=\"rating-star-label\">Rating<\/div>\n                    <div class=\"rating--star-container\">\n                        <div class=\"rating--star\" style=\"width: 92%;\"><\/div>\n                    <\/div>\n                <\/div>\n                                    <div class=\"c-providerBox--details c-providerBox--details-data provider_available_amount\">\n                        <div class=\"c-providerBox--details-data--label\">Available Loan Amount<\/div>\n                        <div class=\"c-providerBox--details-data--value\">\u00a3100 - \u00a31000<\/div>\n                    <\/div>\n                                    <div class=\"c-providerBox--details c-providerBox--details-data provider_available_term_length\">\n                        <div class=\"c-providerBox--details-data--label\">Available Term Length<\/div>\n                        <div class=\"c-providerBox--details-data--value\">7 days to 5 Months<\/div>\n                    <\/div>\n                                    <div class=\"c-providerBox--details c-providerBox--details-data provider_representative_apr\">\n                        <div class=\"c-providerBox--details-data--label\">Representative APR<\/div>\n                        <div class=\"c-providerBox--details-data--value\">1,255% up to 1698.1%<\/div>\n                    <\/div>\n                                <div class=\"c-providerBox--details c-providerBox--details-ctas\">\n                    <div class=\"c-providerBox--title-rating d-none d-md-inline-block\">\n                        Rating                        <div class=\"rating--star-container\">\n                            <div class=\"rating--star\" style=\"width: 92%;\"><\/div>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"signed-up-today d-none d-md-block\">\n                                                                                                <\/div>\n\n                    <a href=\"https:\/\/learnbonds.com\/visit\/piggy-bank\" class=\"btn btn-primary btn-learnbonds\" rel=\"sponsored\" data-relfix=\"1\">Visit Now                    <\/a>\n\n\t                                        <div class=\"c-providerBox--disclaimer-row\">\n                            <p class=\"c-providerBox--disclaimer-text\">PiggyBank Loans have now gone into Administration<\/p>\n                        <\/div>\n\t                                <\/div>\n            <\/div>\n\n            <div class=\"c-providerBox--footer\">\n                                                            <div class=\"c-providerBox--footer-data \">\n                            <div class=\"c-providerBox--footer-data--label\">Product Details<\/div>\n                            <div class=\"c-providerBox--footer-data--value\">\n                                <ul>\n                                    <li>Try our feature Payday Loan Supplier Instead<\/li>                                <\/ul>\n                            <\/div>\n                        <\/div>\n                                                                                <div class=\"c-providerBox--footer-data pro-con-data\">\n                            <div class=\"c-providerBox--footer-data--label\">Pros<\/div>\n                            <div class=\"c-providerBox--footer-data--value\">\n                                <ul>\n                                    <li class=\"pro-con-tick\">This company has now gone into administration<\/li>                                <\/ul>\n                            <\/div>\n                        <\/div>\n                                                                                <div class=\"c-providerBox--footer-data \">\n                            <div class=\"c-providerBox--footer-data--label\">Key Facts<\/div>\n                            <div class=\"c-providerBox--footer-data--value\">\n                                <ul>\n                                    <li>Piggy Bank are a Direct Lender<\/li><li>Available for Bad Credit Scores<\/li>                                <\/ul>\n                            <\/div>\n                        <\/div>\n                                                <\/div>\n\n                            <div class=\"c-providerBox--viewMore-row\">\n                    <a href=\"#\" class=\"c-providerBox--viewMore-btn\" data-show=\"show\">More Details<\/a>\n                    <a href=\"#\" class=\"c-providerBox--viewMore-btn hide\" data-show=\"hide\">Hide Details<\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/div><div class=\"row fc-row provider-list-row\">\n    <div class=\"col-12 c-providerBox--loans\">\n        <div class=\"c-providerBox c-providerBox--learnbonds \" id=\"provider-intro\">\n                        <div class=\"c-providerBox--title-row\">\n\t\t        <div class=\"c-providerBox--title-name\">Car Cash Point<\/div>            <\/div>\n\n            <div class=\"c-providerBox--details-row row-eq-height row\">\n                <div class=\"c-providerBox--details c-providerBox--details-logo\">\n                    <img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/car-cash-point-platinum-logo.jpg\" alt=\"\" class=\"provider-logo\">\n                <\/div>\n                <div class=\"c-providerBox--details-rating c-providerBox--title-rating d-inline-block d-md-none\">\n                    <div class=\"rating-star-label\">Rating<\/div>\n                    <div class=\"rating--star-container\">\n                        <div class=\"rating--star\" style=\"width: 84%;\"><\/div>\n                    <\/div>\n                <\/div>\n                                    <div class=\"c-providerBox--details c-providerBox--details-data provider_available_amount\">\n                        <div class=\"c-providerBox--details-data--label\">Available Loan Amount<\/div>\n                        <div class=\"c-providerBox--details-data--value\"> - <\/div>\n                    <\/div>\n                                    <div class=\"c-providerBox--details c-providerBox--details-data provider_available_term_length\">\n                        <div class=\"c-providerBox--details-data--label\">Available Term Length<\/div>\n                        <div class=\"c-providerBox--details-data--value\"><\/div>\n                    <\/div>\n                                    <div class=\"c-providerBox--details c-providerBox--details-data provider_representative_apr\">\n                        <div class=\"c-providerBox--details-data--label\">Representative APR<\/div>\n                        <div class=\"c-providerBox--details-data--value\"><\/div>\n                    <\/div>\n                                <div class=\"c-providerBox--details c-providerBox--details-ctas\">\n                    <div class=\"c-providerBox--title-rating d-none d-md-inline-block\">\n                        Rating                        <div class=\"rating--star-container\">\n                            <div class=\"rating--star\" style=\"width: 84%;\"><\/div>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"signed-up-today d-none d-md-block\">\n                                            <\/div>\n\n                    <a href=\"\" class=\"btn btn-primary btn-learnbonds\">Visit Now                    <\/a>\n\n\t                                <\/div>\n            <\/div>\n\n            <div class=\"c-providerBox--footer\">\n                            <\/div>\n\n                    <\/div>\n    <\/div>\n<\/div><div class=\"row fc-row provider-list-row\">\n    <div class=\"col-12 c-providerBox--loans\">\n        <div class=\"c-providerBox c-providerBox--learnbonds \" id=\"provider-intro\">\n                        <div class=\"c-providerBox--title-row\">\n\t\t        <div class=\"c-providerBox--title-name\">Peachy Loans<\/div>            <\/div>\n\n            <div class=\"c-providerBox--details-row row-eq-height row\">\n                <div class=\"c-providerBox--details c-providerBox--details-logo\">\n                    <img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/02\/Peachy-Loans-Logo.jpg\" alt=\"\" class=\"provider-logo\">\n                <\/div>\n                <div class=\"c-providerBox--details-rating c-providerBox--title-rating d-inline-block d-md-none\">\n                    <div class=\"rating-star-label\">Rating<\/div>\n                    <div class=\"rating--star-container\">\n                        <div class=\"rating--star\" style=\"width: 78%;\"><\/div>\n                    <\/div>\n                <\/div>\n                                    <div class=\"c-providerBox--details c-providerBox--details-data provider_available_amount\">\n                        <div class=\"c-providerBox--details-data--label\">Available Loan Amount<\/div>\n                        <div class=\"c-providerBox--details-data--value\">\u00a3100 - \u00a31000<\/div>\n                    <\/div>\n                                    <div class=\"c-providerBox--details c-providerBox--details-data provider_available_term_length\">\n                        <div class=\"c-providerBox--details-data--label\">Available Term Length<\/div>\n                        <div class=\"c-providerBox--details-data--value\">1 Month to 1 Year<\/div>\n                    <\/div>\n                                    <div class=\"c-providerBox--details c-providerBox--details-data provider_representative_apr\">\n                        <div class=\"c-providerBox--details-data--label\">Representative APR<\/div>\n                        <div class=\"c-providerBox--details-data--value\">720%<\/div>\n                    <\/div>\n                                <div class=\"c-providerBox--details c-providerBox--details-ctas\">\n                    <div class=\"c-providerBox--title-rating d-none d-md-inline-block\">\n                        Rating                        <div class=\"rating--star-container\">\n                            <div class=\"rating--star\" style=\"width: 78%;\"><\/div>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"signed-up-today d-none d-md-block\">\n                                            <\/div>\n\n                    <a href=\"https:\/\/learnbonds.com\/visit\/peachy\" class=\"btn btn-primary btn-learnbonds\" rel=\"sponsored\" data-relfix=\"1\">Visit Now                    <\/a>\n\n\t                                <\/div>\n            <\/div>\n\n            <div class=\"c-providerBox--footer\">\n                                                            <div class=\"c-providerBox--footer-data \">\n                            <div class=\"c-providerBox--footer-data--label\">Product Details<\/div>\n                            <div class=\"c-providerBox--footer-data--value\">\n                                <ul>\n                                    <li>Peachy Are A Direct Lender<\/li>                                <\/ul>\n                            <\/div>\n                        <\/div>\n                                                                                <div class=\"c-providerBox--footer-data pro-con-data\">\n                            <div class=\"c-providerBox--footer-data--label\">Pros<\/div>\n                            <div class=\"c-providerBox--footer-data--value\">\n                                <ul>\n                                    <li class=\"pro-con-cross\">Spread Payments Over Multiple Months<\/li><li class=\"pro-con-cross\">Funds within 1 hour of processing<\/li><li class=\"pro-con-tick\">Unavailable for those with current CCJs<\/li><li class=\"pro-con-tick\">Minimum Monthly Income of \u00a31000 Required<\/li>                                <\/ul>\n                            <\/div>\n                        <\/div>\n                                                                                <div class=\"c-providerBox--footer-data \">\n                            <div class=\"c-providerBox--footer-data--label\">Key Facts<\/div>\n                            <div class=\"c-providerBox--footer-data--value\">\n                                <ul>\n                                    <li>Loan application Accessible on any platform or device<\/li><li>Peachy Claim Now Hidden Fees<\/li><li>See Fees Upfront On Their Calculator<\/li>                                <\/ul>\n                            <\/div>\n                        <\/div>\n                                                <\/div>\n\n                            <div class=\"c-providerBox--viewMore-row\">\n                    <a href=\"#\" class=\"c-providerBox--viewMore-btn\" data-show=\"show\">More Details<\/a>\n                    <a href=\"#\" class=\"c-providerBox--viewMore-btn hide\" data-show=\"hide\">Hide Details<\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/div><\/div>\n<h2 id=\"how_to_apply_for_an_instant_loan_read_our_step-by-step_guide\">How to Apply for an Instant Loan? Read our Step-by-step Guide:<\/h2>\n<p>Even though you might have applied for financing in the past, it is important to note that the instant loan process can operate in a slightly different manner to that of <a href=\"https:\/\/learnbonds.com\/uk\/personal-loans\">personal loans<\/a> and credit card applications. The reason for this is that the key factor is <em>speed<\/em>. In other words, the lender will attempt to process your application in the fastest time possible, while at the same time ensuring that they perform the required checks on you as a borrower.<\/p>\n<p>With that being said, we would suggest reading through the instant loan step-by-step process that we have we have outlined below.<\/p>\n<h3 id=\"step_1_find_a_suitable_lender\">Step 1: Find a suitable lender<\/h3>\n<p><img decoding=\"async\" class=\"alignright wp-image-486 size-full\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2019\/11\/ways-to-get-instant-cash-loan-mobile.jpg\" alt=\"timer, dollar sack and pile of coins illustrating instant cash loans\" width=\"301\" height=\"159\" srcset=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2019\/11\/ways-to-get-instant-cash-loan-mobile.jpg 301w, https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2019\/11\/ways-to-get-instant-cash-loan-mobile-300x158.jpg 300w\" sizes=\"(max-width: 301px) 100vw, 301px\" \/><\/p>\n<p>Although the online lending space now allows you to obtain financing in a super-fast manner, it is important to note that most lenders will still require a day or two to process the financing agreement. As such, you will need to find a specialist instant loan lender that prioritizes speed and efficiency.<\/p>\n<p>Moreover, you also need to ensure that you find a lender that can facilitate your specific loan requirements. For example, it is all good and well if the lender can process loans within the hour, but if they are unwilling to lend you the required funding amount that you need, this won\u2019t be suitable. The best advice that we can give you is to review the credentials of the three instant loan providers that we have recommended further down in our guide.<\/p>\n<div class=\"su-note\"  style=\"border-color:#e5e54c;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#FFFF66;border-color:#ffffff;color:#333333;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><i class=\"omsc-icon sui sui-info-circle\" style=\"\"><\/i><strong>Note:<\/strong> If you choose a lender that isn\u2019t on our list of recommended providers, make sure that the respective lender is regulated by the Financial Conduct Authority (FCA). This will ensure that the lender engages in ethical lending practices!<\/div><\/div>\n<h3 id=\"step_2_start_the_application_process\">Step 2: Start the application process<\/h3>\n<p><img decoding=\"async\" class=\"alignright wp-image-443\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2019\/11\/Screenshot-2019-11-14-at-08.51.30.png\" alt=\"example of loan application page\" width=\"236\" height=\"158\" srcset=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2019\/11\/Screenshot-2019-11-14-at-08.51.30.png 635w, https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2019\/11\/Screenshot-2019-11-14-at-08.51.30-300x201.png 300w\" sizes=\"(max-width: 236px) 100vw, 236px\" \/><\/p>\n<p>Now that you have found a suitable instant loan lender, you\u2019ll now need to visit the provider\u2019s website and begin the online application process. To do this, you\u2019ll need to enter the amount of money that you wish to borrow, and at what terms.<\/p>\n<h3 id=\"step_3_enter_your_personal_and_financial_information\">Step 3: Enter your personal and financial information<\/h3>\n<p>Even though you are applying for an instant loan and thus \u2013 looking for a speedy application process, you will still need to provide the lender with your personal information. Don\u2019t worry, this only takes a couple of minutes, and will include key metrics such as your full name, home address, date of birth, driver\u2019s license number, and contact details.<\/p>\n<p>Moreover, although some instant loan lenders will not perform a credit check, they still need to feel satisfied that you are able to repay the loan. As such, you\u2019ll need to provide details about your income. This will include your employment status, the name and address of your employer, how long you have been employed with the company in question, and how much you earn. Moreover, you\u2019ll likely need to state the specific date of the month that you receive your salary.<\/p>\n<h3 id=\"step_4_read_the_digital_loan_agreement_and_sign_it\">Step 4: Read the digital loan agreement and sign it<\/h3>\n<p>Once you submit the above information, the instant loan provider will then cross-reference the data electronically with third-party sources. Depending on the lender, this could include the main three credit rating agencies \u2013 which includes Experian, Equifax, and Call Credit. If the lender is able to verify the information automatically, then you will be presented with your loan terms.<\/p>\n<p>Crucially, this includes the interest rate and monthly repayment dates. If you then want to proceed with the loan, you\u2019ll then need to enter your bank account details. Moreover, due to the sheer speed at which you need the funds, you might be asked to enter your debit card number. This allows the lender to further validate your identity electronically.<\/p>\n<h3 id=\"step_5_satisfy_the_verification_checks\">Step 5: Satisfy the verification checks<\/h3>\n<p><img decoding=\"async\" class=\"alignright wp-image-446\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2019\/11\/Screen-Shot-2017-10-14-at-11.41.03-PM.png\" alt=\"Loan application page that captures income details\" width=\"298\" height=\"145\" srcset=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2019\/11\/Screen-Shot-2017-10-14-at-11.41.03-PM.png 1878w, https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2019\/11\/Screen-Shot-2017-10-14-at-11.41.03-PM-300x146.png 300w, https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2019\/11\/Screen-Shot-2017-10-14-at-11.41.03-PM-768x374.png 768w, https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2019\/11\/Screen-Shot-2017-10-14-at-11.41.03-PM-1024x498.png 1024w\" sizes=\"(max-width: 298px) 100vw, 298px\" \/><\/p>\n<p>While some lenders might be able to verify your information electronically, others might request supporting documentation. If so, you\u2019ll be notified of this straight away, with the lender asking for a particular document that you need to upload. This could include a recent payslip to validate your income, or a bank statement to verify your address. Either way, the faster you upload the requested document, the faster you\u2019ll get the funds.<\/p>\n<h2 id=\"best_8_instant_loan_providers_2021\">Best 8 Instant Loan Providers 2021:<\/h2>\n<p>Although there are literally thousands of \u2018instant loan\u2019 providers now active in the market, not all of these lenders have the capacity to execute super-fast funding times. Moreover \u2013 even if they do, they might not be suitable for your individual credit profile. For example, the lender might ask that you have a <a href=\"https:\/\/learnbonds.com\/uk\/bad-credit-loans\">minimum credit scor<\/a>e, or that you are earning a minimum amount each month.<\/p>\n<p>As such, we have attempted to list the best three instant loan providers that cover the criteria we have listed below. Ultimately, be sure to read through each provider, as one lender might be more suitable than another.<\/p>\n<h3 id=\"criteria_used_to_rank_the_best_instant_loan_lenders\">Criteria used to rank the best instant loan lenders<\/h3>\n<ul>\n<li>How quickly you will receive the funds<\/li>\n<li>How much the lender is able to offer<\/li>\n<li>What credit score you need to obtain the loan<\/li>\n<li>How much APR you\u2019ll be paying on the instant loan<\/li>\n<li>Registered with the FCA as an approved UK lender<\/li>\n<\/ul>\n                    \n                    <div class=\"inContentProviderStatic inContentColor--learnbonds fc-row\">\n                        <div class=\"inContentProviderStatic--wrapper\">\n                            <div class=\"container p-0\">\n                                <div class=\"row mb-lg-3 inContentProviderStatic--headerRow\">\n                                    <div class=\"col-12\">\n                                        <h3 class=\"inContentProviderStatic--title\">7. Ocean Finance \u2013 Access to a very wide pool of instant loan lenders<\/h3>\n                                    <\/div>\n                                <\/div><!--\/.row-->\n                                <div class=\"row mb-3 pt-sm-3 pt-md-3 pt-lg-0\">\n                                    <div class=\"col-12 col-sm-8 col-lg-9\">\n                                        <div class=\"inContentProviderStatic--descriptions\">\n                                            <p>If your main priority is to find a lender that is  willing to meet your loan requirements and transfer the funds in the quickest time possible, then it might be worth going through Ocean Finance. Much like Very Merry Loans, Ocean Finance is not a direct lender, meaning that you will have your details passed to the platform's partnered providers. However, this is potentially your best chance of getting an instant loan, as once you have been pre-approved via Ocean Finance, you can go with the lender that offers the fastest funding time.<\/p>\n<p>Ocean Finance will allow you to apply for a loan from just \u00a3100, up to \u00a310,000. Moreover, the shortest loan term on offer is three months, with the longest term capped at 5 years. The best thing about using Ocean Finance for your instant loan needs is that the initial application phase will be based on a soft credit check. This means that the application won't be posted to your credit report unless you proceed with one of the loan deals that are presented to you. <\/p>\n                                        <\/div><!--\/.descriptions-->\n                                    <\/div>\n                                    <div class=\"col-12 col-sm-4 col-lg-3 order-first order-md-2\">\n                                        <div class=\"inContentProviderStatic--rating\">\n                                            <div class=\"rating--holder\">\n                                                <p class=\"rating--text\">Our Rating<\/p>\n                                                <div class=\"rating--star-container\">\n                                                    <div class=\"rating--star\" style=\"width: 100%;\"><\/div>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div><!--\/.rating-->\n\n                                        <div class=\"inContentProviderStatic--provider-logo mt-2\">\n                                            <img decoding=\"async\" class=\"float-md-right\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/01\/zgiqcwe5-1280-scaled.jpg\" alt=\"Ocean Finance\">\n                                        <\/div><!--\/.logo-->\n                                    <\/div>\n                                <\/div><!--\/.row-->\n                                <div class=\"row\">\n                                    <div class=\"col-12 col-md-6\">\n                                        <div class=\"inContentProviderStatic--pros\">\n                                            <ul class=\"inContentProviderStatic--pros-list\">\n                                                                                                    <li>Instant loans of between \u00a3100 and \u00a310,000<\/li>\n                                                                                                    <li>Extended loan repayment period - Up to 5 years<\/li>\n                                                                                                    <li>Performs soft credit check which does not harm your credit score<\/li>\n                                                                                                                                                                                            <\/ul>\n                                        <\/div>\n                                    <\/div>\n                                    <div class=\"col-12 col-md-6\">\n                                        <div class=\"inContentProviderStatic--cons\">\n                                            <ul class=\"inContentProviderStatic--cons-list\">\n                                                                                                    <li>Ocean Finance is not a direct lender<\/li>\n                                                                                                                                                                                            <\/ul>\n                                        <\/div>\n                                    <\/div>\n                                <\/div><!--\/.row-->\n                                <div class=\"row mt-3\">\n                                    <div class=\"col-12 col-md-12 text-center text-sm-left\">\n                                        <div class=\"inContentProviderStatic--button\">\n                                                                                        <a href=\"https:\/\/learnbonds.com\/visit\/ocean-finance\" title=\"Start Trading\" rel=\"sponsored\" data-relfix=\"1\">Apply Now<\/a>\n                                        <\/div>\n                                        <div class=\"inContentProviderStatic--disclaimerText\">\n                                                                                    <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div><!--\/.container-->\n                        <\/div><!--\/.inContentProviderStatic--wrapper-->\n                    <\/div><!--\/.inContentProviderStatic-->\n\n                                        \n                    \n                    <div class=\"inContentProviderStatic inContentColor--learnbonds fc-row\">\n                        <div class=\"inContentProviderStatic--wrapper\">\n                            <div class=\"container p-0\">\n                                <div class=\"row mb-lg-3 inContentProviderStatic--headerRow\">\n                                    <div class=\"col-12\">\n                                        <h3 class=\"inContentProviderStatic--title\">8. Peachy \u2013 Best direct lender - Loans within the hour<\/h3>\n                                    <\/div>\n                                <\/div><!--\/.row-->\n                                <div class=\"row mb-3 pt-sm-3 pt-md-3 pt-lg-0\">\n                                    <div class=\"col-12 col-sm-8 col-lg-9\">\n                                        <div class=\"inContentProviderStatic--descriptions\">\n                                            <p>If you don't feel comfortable using a third-party comparison site and thus - want to go with a direct lender, then you might be best to consider Peachy. The UK lender specializes in instant loans that in some cases can be transferred into your bank account with 1 hour. In order to achieve this, the lender would need to be able to verify all of your information electronically. In fact, if the loan is to be transferred within the hour, then it's likely that your credit report will need to be in good standing, so that the lender doesn't need to obtain proof of earnings.<\/p>\n<p>When it comes to the specifics, Peachy will allow you to borrow a minimum of \u00a3100, up to a maximum of \u00a31,000. Although the maximum loan size is much smaller than that of Very Merry Loans and Ocean Finance, you need to remember that Peachy aims to complete all applications within the hour, so the funding size must be within reason. Take note, Peachy is well known to charge very high rates on its instant loans. In fact, with a representative rate of 720% APR, the luxury of fast funding comes at an extortionate cost. <\/p>\n                                        <\/div><!--\/.descriptions-->\n                                    <\/div>\n                                    <div class=\"col-12 col-sm-4 col-lg-3 order-first order-md-2\">\n                                        <div class=\"inContentProviderStatic--rating\">\n                                            <div class=\"rating--holder\">\n                                                <p class=\"rating--text\">Our Rating<\/p>\n                                                <div class=\"rating--star-container\">\n                                                    <div class=\"rating--star\" style=\"width: 78%;\"><\/div>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div><!--\/.rating-->\n\n                                        <div class=\"inContentProviderStatic--provider-logo mt-2\">\n                                            <img decoding=\"async\" class=\"float-md-right\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/02\/Peachy-Loans-Logo.jpg\" alt=\"Peachy Loans Logo\">\n                                        <\/div><!--\/.logo-->\n                                    <\/div>\n                                <\/div><!--\/.row-->\n                                <div class=\"row\">\n                                    <div class=\"col-12 col-md-6\">\n                                        <div class=\"inContentProviderStatic--pros\">\n                                            <ul class=\"inContentProviderStatic--pros-list\">\n                                                                                                    <li>Most loans are transferred to your bank account within 1 hour of being approved<\/li>\n                                                                                                                                                                                            <\/ul>\n                                        <\/div>\n                                    <\/div>\n                                    <div class=\"col-12 col-md-6\">\n                                        <div class=\"inContentProviderStatic--cons\">\n                                            <ul class=\"inContentProviderStatic--cons-list\">\n                                                                                                    <li>With a representative rate of 720% APR, the luxury of fast funding comes at an extortionate cost.<\/li>\n                                                                                                    <li>Low loan limits - maximum of \u00a31,000<\/li>\n                                                                                                                                                                                            <\/ul>\n                                        <\/div>\n                                    <\/div>\n                                <\/div><!--\/.row-->\n                                <div class=\"row mt-3\">\n                                    <div class=\"col-12 col-md-12 text-center text-sm-left\">\n                                        <div class=\"inContentProviderStatic--button\">\n                                                                                        <a href=\"https:\/\/learnbonds.com\/uk\/visit\/peachy-loans\" title=\"Start Trading\" rel=\"sponsored\" data-relfix=\"1\">Apply Now<\/a>\n                                        <\/div>\n                                        <div class=\"inContentProviderStatic--disclaimerText\">\n                                                                                    <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div><!--\/.container-->\n                        <\/div><!--\/.inContentProviderStatic--wrapper-->\n                    <\/div><!--\/.inContentProviderStatic-->\n\n                                        \n<h2 id=\"what_is_an_instant_loan\">What is an Instant Loan?<\/h2>\n<p>There is often a misconception that instant loan providers will simply transfer your required funding amount as soon as you submit the application. Unfortunately, this couldn\u2019t be further from the truth. After all, the loan provider will still need to implement checks as to whether or not you will be able to afford the loan. As such, instant loans are not really \u2018instant\u2019, insofar that you will need to wait for the lender to perform its respective due diligence.<\/p>\n<p>However, the good news for you is that lenders are now able to do the vast majority, if not all, of their checks electronically. They do this by using third-party sources such as credit bureaus to verify the information that you state on the application. In some cases, this takes no more than a couple of minutes, so if you\u2019re successful, you could receive the funds within the hour.<\/p>\n<h2 id=\"instant_loans_funding_size_and_fees\">Instant Loans: Funding size and fees<\/h2>\n<p>It is important to note that instant loans typically come with much higher risks for the lender. The reason for this is that they will not perform the same enhanced checks on you in comparison to conventional personal loans. In return for this, you will likely be restricted in the amount that you can borrow, and you should also expect a much higher rate of APR.<\/p>\n<p>Here\u2019s the lowdown:<\/p>\n<div class=\"su-list\" style=\"margin-left:0px\">\n<ul>\n<li><i class=\"sui sui-search\" style=\"color:#666a64\"><\/i> <strong>Small loan sizes\u00a0<\/strong><\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"alignright wp-image-488\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2019\/11\/Screenshot-2019-11-15-at-12.45.04.png\" alt=\"a persoan holding a phone depicting instant personal loans\" width=\"359\" height=\"164\" srcset=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2019\/11\/Screenshot-2019-11-15-at-12.45.04.png 584w, https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2019\/11\/Screenshot-2019-11-15-at-12.45.04-300x137.png 300w\" sizes=\"(max-width: 359px) 100vw, 359px\" \/><\/p>\n<p>First and foremost, if the lender is able to facilitate a near-instant loan for you, then the loan size is going to be much smaller than what you might be able to get elsewhere. For example, while the likes of Peachy can facilitate loans within the hour, the maximum amount that you can borrow is \u00a31,000.<\/p>\n<p>Moreover, although Ocean Finance and Very Merry Loans accept applications of up to \u00a310,000, any loans of a significant size likely won\u2019t qualify for near-instant funding, as the lender will need to run additional checks and perhaps \u2013 ask for supporting documentation.<\/p>\n<ul>\n<li><i class=\"sui sui-search\" style=\"color:#666a64\"><\/i> <strong>Higher APR rates\u00a0<\/strong><\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"alignright wp-image-433\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2019\/11\/FCALogo.jpg\" alt=\"Financial Conduct Authority (FCA) logo\" width=\"365\" height=\"115\" srcset=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2019\/11\/FCALogo.jpg 1200w, https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2019\/11\/FCALogo-300x94.jpg 300w, https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2019\/11\/FCALogo-768x241.jpg 768w, https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2019\/11\/FCALogo-1024x322.jpg 1024w\" sizes=\"(max-width: 365px) 100vw, 365px\" \/><\/p>\n<p>Furthermore \u2013 and as is often the case with even the <a href=\"https:\/\/learnbonds.com\/uk\/payday-loans\">best payday loans<\/a>, you should expect to pay a much higher rate of interest if opting for an instant loan. This is, once again, due to the fact that lenders will typically perform less due diligence on you as a borrower. As such, they need to counter the threats of non-payment by charging more interest.<\/p>\n<p>However, the good news for you is that the FCA recently implemented caps on the amount of interest that payday loan companies can charge. In a nutshell, this amounts to \u00a324 for every \u00a3100 that you borrow, and a maximum of \u00a315 in default fees.<\/div>\n                                        <div class=\"inContentProviderSingle inContentColor--learnbonds fc-row\">\n                        <div class=\"inContentProviderSingle--wrapper\">\n                            <div class=\"container\">\n                                <div class=\"row mb-lg-3\">\n                                    <div class=\"col-12 col-md-8\">\n                                        <p class=\"inContentProviderSingle--title\">Apply Now for a Payday Loan With Piggy Bank<\/p>\n                                    <\/div>\n                                    <div class=\"col-12 col-md-4\">\n                                        <div class=\"inContentProviderSingle--rating\">\n                                            <div class=\"rating--holder\">\n                                                <p class=\"rating--text\">Our Rating<\/p>\n                                                <div class=\"rating--star-container\">\n                                                    <div class=\"rating--star\" style=\"width: 92%;\"><\/div>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div><!--\/.col-md-4-->\n                                <\/div><!--\/.row-->\n                                <div class=\"row\">\n                                    <!-- *******  Desktop Provider Logo ********** -->\n                                    <div class=\"col-12 col-md-12 text-center d-block d-sm-block d-md-none d-lg-none\">\n                                        <img decoding=\"async\" class=\"inContentProviderSingle--img mb-3\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/02\/piggy-bank-loans.png\" alt=\"Piggy Bank Loans\" width=\"125\" height=\"60\">\n                                    <\/div>\n\n                                    <div class=\"col-12 col-md-8\">\n                                                                            <\/div>\n                                    <!-- *******  Desktop Provider Logo ********** -->\n                                    <div class=\"col-12 col-md-4 d-none d-sm-none d-md-block d-lg-block\">\n                                        <img decoding=\"async\" class=\"inContentProviderSingle--img float-right\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/02\/piggy-bank-loans.png\" alt=\"Piggy Bank Loans\" width=\"125\" height=\"60\">\n                                    <\/div>\n                                <\/div><!--\/.row-->\n                                <div class=\"row\">\n                                    <div class=\"col-12 text-center\">\n                                                                                    <div class=\"inContentProviderSingle--button\">\n                                                                                                <a href=\"https:\/\/learnbonds.com\/visit\/piggy-bank\" title=\"Start Trading\" rel=\"sponsored\" data-relfix=\"1\">APPLY NOW<\/a>\n                                            <\/div>\n                                                                                <div class=\"inContentProviderSingle--disclaimerText\">\n                                            PiggyBank Loans have now gone into Administration                                        <\/div>\n                                    <\/div>\n                                <\/div><!--\/.row-->\n                            <\/div><!--\/.container-->\n                        <\/div><!--\/.inContentProviderSingle--wrapper-->\n                    <\/div><!--\/.inContentProvider--single-->\n                            \n            \n<h2 id=\"glossary_of_loaning_terms\">Glossary of loaning terms<\/h2>\n\n\t\t<div class=\"glossary-component--container\">\n\t\t\t<div class=\"glossary-component--inner\">\n\t\t\t\t<div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Credit-Score.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Credit Score<\/span><\/div><div class=\"glossary-component--term-text\"><p>A credit score shows your creditworthiness. It's primarily based on how much money you owe to loan or credit card companies, if you have ever missed payments or if you have ever defaulted on a loan. <\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Guaranteed.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Guaranteed Approval <\/span><\/div><div class=\"glossary-component--term-text\"><p>Guaranteed Approval is when, no matter how bad, your credit score its, your loan application will not get declined.\r\n<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Credit-Limit.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Credit Limit <\/span><\/div><div class=\"glossary-component--term-text\"><p>A Credit Limit is the highest amont of credit a lender will lend to the borrower.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Collateral.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Collateral<\/span><\/div><div class=\"glossary-component--term-text\"><p>Collateral is when you put up an item against your loan such as your house or car. These can be repossessed if you miss payments.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Cash-Advance.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Cash Advance  <\/span><\/div><div class=\"glossary-component--term-text\"><p>A Cash Advance is a short-term loan that has steep interest rates and fees.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Credit-Rating.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Credit Rating<\/span><\/div><div class=\"glossary-component--term-text\"><p>Your Credit Rating is how likely you are to fulfill your loan payments and how risky you are as a borrower.\r\n<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Fixed-Interest.png\" alt=\"Stocks Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Fixed Interest Rate<\/span><\/div><div class=\"glossary-component--term-text\"><p>Fixed Interest Rate is when the interest rate of your loan will not change over the period you are paying off you loan.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Interest.png\" alt=\"Stocks Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Interest <\/span><\/div><div class=\"glossary-component--term-text\"><p>The Interest is a percentage based on the amount of your loan that you pay back to the lender for using their money<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Default.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Default <\/span><\/div><div class=\"glossary-component--term-text\"><p>If you default on your loan it means you are unable to keep up with your payments and no longer pay back your loan.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Late-Fee.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Late Fee<\/span><\/div><div class=\"glossary-component--term-text\"><p>If you miss a payment the lender will charge you for being late, this is known as a late fee.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Unsecured.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Unsecured Personal Loan<\/span><\/div><div class=\"glossary-component--term-text\"><p>An Unsecured Personal Loan is when you have a loan based solely on your creditworthliness without using collateral.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Secured-Loan.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Secured Loan<\/span><\/div><div class=\"glossary-component--term-text\"><p>A Secured Loan is when you put collateral such as your house or car up against the amount you're borrowing.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Prime-Rate.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Prime Rate<\/span><\/div><div class=\"glossary-component--term-text\"><p>This is the Interest Rate used by banks for borrowers with good credit scores.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Principle.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Principal<\/span><\/div><div class=\"glossary-component--term-text\"><p>The Principal amount the borrower owes the lender, not including any  interest or fees.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Variable-Rate.png\" alt=\"Stocks Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Variable Rate<\/span><\/div><div class=\"glossary-component--term-text\"><p> A Variable Rate is when the interest rate of you loan will change with inflation. Sometimes this will lower your interest rate, but other times it will increase. <\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Installment-Loan.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Installment Loan<\/span><\/div><div class=\"glossary-component--term-text\"><p>An Installment Loan is a loan that is paid back bi-weekly or monthly over the period in which the loan is borrowed for.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Bridge-Loan.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Bridge Loan <\/span><\/div><div class=\"glossary-component--term-text\"><p>A Bridge Loan is a short term loand that can last from 2 weeks up to 3 years dependant on lender.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/AAA-Credit.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>AAA Credit<\/span><\/div><div class=\"glossary-component--term-text\"><p>Having an AAA Credit Rating is the highest rating you can have.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Guarantor.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Guarantor <\/span><\/div><div class=\"glossary-component--term-text\"><p>A Guarantor co-signs on a loan stating the borrower is able to make the payments, but if they miss any or default the Guarantor will have to pay.\r\n\r\n\r\n\r\n<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/LIBOR.png\" alt=\"Stocks Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>LIBOR <\/span><\/div><div class=\"glossary-component--term-text\"><p>LIBOR is the London Inter-Bank Offered Rate which is the benchmarker for the interest rates in London. It is an average of the estimates interest rates given by different banks based on what they feel would be the best interest rate for future loans.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Home-Equity.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Home Equity Loans <\/span><\/div><div class=\"glossary-component--term-text\"><p>Home Equity Loans is where you borrow the equity from your property and pay it back with interest and fees over an agreed time period with the lender.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Debt.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Debt Consolidation <\/span><\/div><div class=\"glossary-component--term-text\"><p>Debt Consolidation is when you take out one loans to pay off all others. This leads to one monthly payment, usually with a lower interest rate.<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Federal-Student.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Student Loan<\/span><\/div><div class=\"glossary-component--term-text\"><p>If you obtain a Student Loan to pay your way through College then you loan is held with the Department for Education U.K.\r\n\r\n\r\n<\/p><\/div><\/div><div class=\"glossary-component--term\"><div class=\"glossary-component--term-image\"><img decoding=\"async\" src=\"https:\/\/learnbonds.com\/uk\/wp-content\/uploads\/sites\/2\/2020\/03\/Broker.png\" alt=\"Loans Glossary\"\/><\/div><div class=\"glossary-component--term-title\"><span>Student Grants<\/span><\/div><div class=\"glossary-component--term-text\"><p>Financial Aid in the form of grants is funding available to post-secondary education students throughout the United Kingdom and you are not required to pay grant<\/p><\/div><\/div>\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n<h2 id=\"faqs\">FAQs:<\/h2>\n<div class='man_faq_sec' itemscope itemtype='https:\/\/schema.org\/FAQPage'> <\/time><time itemprop=\"dateModified\" datetime=\"2020-02-05 13:56:11\"><\/time><script>jQuery(document).ready(function() {\r\n\t\t\tjQuery('.accordionButton').on('click', function() {\r\n\r\n\t\t\t\t\/\/REMOVE THE ON CLASS FROM ALL BUTTONS\r\n\t\t\t\tjQuery('.accordionButton').removeClass('on');\r\n\t\t\t\t\t\r\n\t\t\t\t\/\/NO MATTER WHAT WE CLOSE ALL OPEN SLIDES\r\n\t\t\t\tjQuery('.accordionContent').slideUp('normal');\r\n\t\t\t\r\n\t\t\t\t\/\/IF THE NEXT SLIDE WASN'T OPEN THEN OPEN IT\r\n\t\t\t\tif(jQuery(this).closest('.ms_faq').find('.accordionContent').is(':hidden') == true) {\r\n\t\t\t\t\t\r\n\t\t\t\t\t\/\/ADD THE ON CLASS TO THE BUTTON\r\n\t\t\t\t\tjQuery(this).closest('.ms_faq').find('.accordionButton').addClass('on');\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\/\/OPEN THE SLIDE\r\n\t\t\t\t\tjQuery(this).closest('.ms_faq').find('.accordionContent').slideDown('normal');\r\n\t\t\t\t} \r\n\t\t\t\t\t\r\n\t\t\t\t});\r\n\t\t\t});\r\n\t\t\t<\/script><section class=\"ms_faq ms_card \" ><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"accordionButton\"><h3 itemprop=\"name\">Are \u2018instant\u2019 loans really instant?<\/h3> <\/div>\n<div class=\"accordionContent\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none;\"><p itemprop=\"text\">While some loan providers do have the capacity to facilitate extremely fast funding times, there is no such thing as an \u2018instant\u2019 loan. Lenders still need to be able to verify your information and creditworthiness before they can release the funds. However, if they can do this electronically and do not require any further documentation from you, they might be able to transfer the funds to your bank account within the hour. <\/p>\r\n                <\/div><\/div><\/section>\n<section class=\"ms_faq ms_card \" ><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"accordionButton\"><h3 itemprop=\"name\">How much can I borrow via an instant loan?<\/h3> <\/div>\n<div class=\"accordionContent\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none;\"><p itemprop=\"text\">As instant loan providers typically carry out less stringent checks, you should expect the available loan size to be rather small. Most instant loans will be capped at \u00a31,000, however, it could much smaller depending on your credit profile.<\/p>\r\n                <\/div><\/div><\/section>\n<section class=\"ms_faq ms_card \" ><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"accordionButton\"><h3 itemprop=\"name\">Can I get an instant loan with bad credit?<\/h3> <\/div>\n<div class=\"accordionContent\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none;\"><p itemprop=\"text\">As most instant loan providers are simply payday loan lenders, you still might qualify even if you have bad credit. However, expect to pay a high rate of interest.<\/p>\r\n                <\/div><\/div><\/section>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Best Instant Loan Providers &amp; Sites in 2020<br \/>\nWe tell you about 3 lenders willing to give you \u00a310k within an hour, how you qualify and the loan application process<\/p>\n","protected":false},"author":632,"featured_media":487,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"class_list":["post-481","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":{"show_disclaimer":false},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Best Instant Loan Providers &amp; Sites in 2021 - LearnBonds UK<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/learnbonds.com\/uk\/instant-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best Instant Loan Providers &amp; 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