Bonds vs Bond Funds for Income and Portfolio Diversification

LB-TV

Below is lesson 5 in our Learn Bonds in 15 minutes video course, which coveres bonds vs bond funds for income and portfolio diversification.  You can find the transcript as well as some additional links to resources where you can learn more below … [Read more...]

How much can I withdraw per year from my retirement account?

chart with pen

This is a great question which I believe far too little time is spent thinking about.  In their post “Living to 100 and Beyond: Creating the Infinite Portfolio” The blog “Invest It Wisely” is one of the only places where I have seen this question … [Read more...]

Reading the Signs in the Current Bond Market

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A challenging time for bond investors By Kathy Jones September 2012 Many people have spent a lifetime building up their savings only to discover that the current low- interest-rate environment doesn’t provide enough income to sustain their … [Read more...]

Are your investments about to drop off the fiscal cliff?

caution

What is the fiscal cliff? The fiscal cliff is really two separate events that will be occurring around the same time: Increased Tax Rates For 2013 (including the expiration of the Bush Tax Cuts) A Dramatic Decrease In Government … [Read more...]

Bill Gross is Bullish On Municipal Bonds (Bearish On Treasuries)

bill gross

PIMCO’s flagship fund cut its treasury holdings by ⅓ in August. PIMCO’s BOND ETF has 10% of its assets in municipal bonds. (FYI - We list BOND’s five largest municipal holdings at the end of this article. New Yorkers, you’re in … [Read more...]

3 Income Investing Ideas: Dividend Stocks, High Yield Bonds, MLPs

retirement-savings

(September 2012) While our parents' generation may have expected their retirement to last 10 or 15 years, couples today expect their retirements to last 27 years on average (according to a survey by investment manager BlackRock). The change in … [Read more...]

4 Strikes Against Municipal Bonds? (Wait, aren’t there only 3 strikes per out?)

municipal bonds

Ronald Delegge (of etfguide.com) recently wrote “4 Strikes Against Municipal Bonds” for Advisor One.  In the article, he makes the case against investing in municipal bonds.  I could not disagree more with the article.   Let’s start with his 4 … [Read more...]

How to Choose a Municipal Bond for Income

how to choose a municipal bond

Many investors prefer individual municipal bonds over municipal bond funds.  What attracts them to individual municipal bonds is the income stability and lack of interest rate risk when individual bonds are bought and held to maturity.  (You can … [Read more...]